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of secure financial messaging services

Industry themes

From distributed ledger technology to artificial intelligence, a wide range of influences are driving radical change in the financial world.

Meanwhile, central pillars of the industry like security, compliance and standardisation have never been more critical.

Find out more below on the key topics and trends affecting our community, and how SWIFT is helping our members tackle these challenges.

Industry themes

Industry themes


What is a Unique End-to-end Transaction Reference (UETR)?

A Unique End-to-end Transaction Reference (commonly known as a UETR) is a string of 36 unique...

Know Your Customer

What is KYC?

Know Your Customer (KYC) standards are designed to protect financial institutions against fraud, corruption, money laundering...

Anti-money laundering (AML)

Anti-money laundering (AML)

Anti-money laundering (AML) compliance is one of the most costly and challenging issues facing the industry...


How to leverage payment data and analytics to mitigate compliance risk

5 key steps compliance professionals need to take to better harness payment data for compliance risk...

Financial Crime compliance

Preparing for the compliance challenge of real-time, cross-border payments

Cross-border payments are undergoing a major transformation to facilitate real-time frictionless payments, forcing the governing institutions...


European MI projects - Single Market Infrastructure Gateway (ESMIG) and EURO1

Are you ready for the evolution of Europe's TARGET2 and EURO1 payments services?

Real-time payments

Innovative real-time payment services are transforming the global financial landscape


The future of payments: instant, accessible, ubiquitous

Our bold vision for the future of payments and the path to get there.

Innovation & Technology

Distributed Ledger Technology (DLT)

Understanding the potential to transform the financial industry.


Financial Crime Compliance (FCC)

Remaining compliant with ever-changing financial crime regulation is challenging and expensive. We aim to help you...

Global financial messaging solutions

Every day, financial institutions and businesses depend on secure, reliable and rapid exchange of millions of...

Operational excellence

For financial institutions and market infrastructures achieving operational excellence requires deep expertise

Cloud-based technology

With lighter footprints and faster times to market, our cloud solutions allow you to focus on...

ISO 20022 Programme

The ISO 20022 Programme will change the way you send cross-border payments and reporting instructions. Find...

Unlock the intelligence in your data

There’s a wealth of intelligence and business value in your day-to-day message flows. We’ll help you...

Training, consulting and support

Equip yourself through training, consulting and support

Financial Market services

Enhanced regulatory demands, increased regionalisation, and new technologies are driving macro-level market shifts