SWIFT Standards

Working together in harmony...

Financial messaging standards

Improving efficiency and reducing risk through standardised data, information and processes.

User community

Creating a common platform to tackle industry challenges

Setting standards

Developing business standards and shaping market practice

Unparalleled expertise

Delivering expert services to support implementation

Enabling automation, cost reduction and efficiency for the financial community

SWIFT Standards acts as the catalyst that brings the financial community together to work collaboratively to define standards, shape market practice and consider solutions to issues of mutual interest.

Standards overview

ISO 20022 for banks
ISO 20022 for CSDs
ISO 20022 for HVPs

Maybe ISO 20022 is important to your customers. Or maybe you are adapting to one of the transformation initiatives now underway. Whatever your reasons for adopting the messaging standard, building an ISO 20022 roadmap requires time, budget and a full understanding of your needs.

From migrating your community to overcoming fragmentation in the market, adopting ISO 20022 brings numerous challenges. You’ll need best-in-class solution design and a secure, reliable network to support your project. You’ll also need effective training and support to help your community make the transition.

For payments market infrastructures offering High-Value Payments (HVP) services, it’s essential to make informed decisions when adopting ISO 20022. We can provide the tools, services and support that you need to complete your migration project – as well as the world’s only value-added ISO 2002 network.

About ISO 20022

A global and open standard, ISO 20022 is open to anyone and provides fully established processes for maintenance, evolution and governance. We’re playing a key role in the adoption of ISO 20022 across the industry.


We continually work to keep our existing standards up to date, in order to bring standards in line with business changes.

Market Practice

Consistency and industry harmonisation is in all of our interests. We play an active role in local and global market practice groups, as well as supporting initiatives to promote best practice across the industry.

Data Standards

Unambiguous data allows institutions to exchange messages in a more automated way, reducing costs and minimising risks. By acting as Registration Authority for certain reference data standards, we’re supporting consistency across the industry.

ISO 20022 Harmonisation Programme

SWIFT has launched an industry programme to ensure a cost effective and seamless adoption of ISO 20022 by Market Infrastructures and their communities.

User Handbook

Please visit the User Handbook for all standards-related information.

In the spotlight

Business needs in the industry evolve and so do Standards. Keep up-to-date with Standards and related topics.

21 September 2017

Swiss Forum for Financial Standards 2017


16 November 2017

SWIFT Standards Forum Moscow 2017


Document centre

Latest document update

SR 2018 MT High-Level Information

Download (416.46 KB)
Last update: 
20 July 2017

This document provides a high-level description of requested changes for SR 2018. These requests must still be validated by working groups and some may be modified or rejected. Purpose of document is to aid resources and budget planning for SR 2018.

  • Standards releases

ISO 20022 Implementation Strategies

Download (233.84 KB)
Last update: 
19 July 2017

Over the last 10 years, ISO 20022 has emerged as the key global standard for new or modernized financial market infrastructures (FMIs).

  • Reports
  • Information Paper

Category 7 – Upgrade SR2018 and 2019

Download (36.72 KB)
Last update: 
19 June 2017

In 2013, the Trade Finance Maintenance Working Group (TFMWG) recognized that a significant overhaul of the Category 7 interbank MTs (Letters of credit, guarantees and standbys) was required as in previous years a number of change requests had been postponed. This needs to be addressed along with upgrading the messages to increase automation. The result of this work will be implemented in SR 2018 for Letters of credit (MT 700-759) and SR 2019 for guarantees and standbys (MT 760-789)

  • Standards releases

SLMA – List of participants

Download (856.85 KB)
Last update: 
2 June 2017

List of users having signed the Service Level Master Agreement (SLMA), and their selected service level

  • Standards Service Level Agreements

See Also


Streamline the management of messaging standards and market practice within your organisation. Improve the on-boarding experience for your clients.

SWIFT Standards Consulting Services

Standards expertise directly from the source

Your Needs

Financial Market Infrastructures

SWIFT delivers secure, reliable, efficient and cost effective solutions for more than 220 Financial Market Infrastructures and their communities around the world.