SWIFT Standards

Working together in harmony...

Financial messaging standards

Improving efficiency and reducing risk through standardised data, information and processes.

User community

Creating a common platform to tackle industry challenges

Setting standards

Developing business standards and shaping market practice

Unparalleled expertise

Delivering expert services to support implementation

Enabling automation, cost reduction and efficiency for the financial community

SWIFT Standards acts as the catalyst that brings the financial community together to work collaboratively to define standards, shape market practice and consider solutions to issues of mutual interest.

Standards overview

ISO 20022 for banks
ISO 20022 for CSDs
ISO 20022 for HVPs
About ISO 20022

Maybe ISO 20022 is important to your customers. Or maybe you are adapting to one of the transformation initiatives now underway. Whatever your reasons for adopting the messaging standard, building an ISO 20022 roadmap requires time, budget and a full understanding of your needs.

From migrating your community to overcoming fragmentation in the market, adopting ISO 20022 brings numerous challenges. You’ll need best-in-class solution design and a secure, reliable network to support your project. You’ll also need effective training and support to help your community make the transition.

For payments market infrastructures offering High-Value Payments (HVP) services, it’s essential to make informed decisions when adopting ISO 20022. We can provide the tools, services and support that you need to complete your migration project – as well as the world’s only value-added ISO 2002 network.

A global and open standard, ISO 20022 is open to anyone and provides fully established processes for maintenance, evolution and governance. We’re playing a key role in the adoption of ISO 20022 across the industry.

ISO 20022 migration study

Community consultation to determine the timing and approach for migration of cross-border MT traffic to ISO 20022 across various business areas


We continually work to keep our existing standards up to date, in order to bring standards in line with business changes.

Market Practice

Consistency and industry harmonisation is in all of our interests. We play an active role in local and global market practice groups, as well as supporting initiatives to promote best practice across the industry.

Data Standards

Unambiguous data allows institutions to exchange messages in a more automated way, reducing costs and minimising risks. By acting as Registration Authority for certain reference data standards, we’re supporting consistency across the industry.

ISO 20022 Harmonisation Programme

SWIFT has launched an industry programme to ensure a cost effective and seamless adoption of ISO 20022 by Market Infrastructures and their communities.

SWIFT User Handbook

Please visit the User Handbook for all standards-related information.

Document centre

Latest document update

SR 2019 – Business Highlights

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Last update: 
8 February 2019

This document provides summarised, high level, business information related to the changes made to FIN (MT) messages as part of Standards release 2019 (SR 2019).

  • Standards releases

Category 7: Advance information for Standards MT Release 2020

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Last update: 
8 February 2019

For Standards MT November 2020 - This document contains advance information on the Category 7 Documentary Credits and Guarantees which is due for release in 2020.

  • Standards releases

IBAN Registry (ZIP)

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Last update: 
16 January 2019

This registry provides detailed information about all ISO 13616-compliant national IBAN formats.
Release 80 – August 2018

  • Data standards

IBAN Registry (TXT)

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Last update: 
16 January 2019

This registry provides detailed information about all ISO 13616-compliant national IBAN formats.
Release 80 – August 2018

  • Data standards

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Financial Market Infrastructures

SWIFT delivers secure, reliable, efficient and cost effective solutions for more than 220 Financial Market Infrastructures and their communities around the world.