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Messaging solutions for banking and payments

You rely on us for secure and reliable messaging for correspondent and corporate payments and banking. That’s our core. We also have solutions to mitigate operational and compliance risks, keeping your business safe and sound.

Learn more about our enhanced platform for payments

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Our solutions


The enhanced SWIFT platform for payments

Our vision is for instant and frictionless payments, from account to account, anywhere in the world.


SWIFT gpi for banks

Transform your customers’ cross-border payment experience and reduce your costs.


The digital transformation of cross-border payments

Facilitating a seamless payments experience


Interbank payments and correspondent banking

Secure, reliable, compliant, efficient: we offer complete solutions


Real-time payments

Innovative real-time payment services are transforming the global financial landscape

SWIFT Strategy

Frictionless instant payments

Enabling seamless, frictionless and instant payments from one account to another, anywhere in the world.


Intraday liquidity

Meet BCBS reporting requirements and manage intraday liquidity better

Benefits of the SWIFT platform

The enhanced SWIFT platform for payments

Our vision is for instant and frictionless payments, from account to account, anywhere in the world.

A solution for each step of the transaction

Customer credit transfer

Send fast, frictionless and transparent cross-border payments

Payments pre-validation

Find and resolve errors that cause delays before payment messages are sent


Fast, easy and predictable low-value cross-border payments

Financial institutions transfers

Reducing friction in cross-border securities and foreign exchange transactions

Instant cross-border payments

Combine the power of SWIFT gpi with domestic real-time payments infrastructure

Case Resolution

Streamline and automate your exception management processes

Stop and recall

Stop payments in flight and recall the funds quickly

Inbound tracking

Enhancing liquidity forecasting and reconciliation for corporates

Transforming the SWIFT platform

Our future
2 min view

Our future

Together with our community, we’ve already started laying the foundation to make our vision a reality with innovations such as gpi, cloud and APIs.  As we move forward, our platform will evolve even further, going way beyond today’s capabilities to:

  • Enable end-to-end transaction management, leading to mutualised services such as pre-validation of essential data, fraud detection, data analytics and transaction tracking, as well as evaluating going deeper into screening services – reducing costs that are typically carried by each financial institution individually.
  • Orchestrate interactions between financial institutions and other participants to minimise friction, optimise speed and provide end-to-end transparency and predictability from one account to another anywhere in the world.
  • Provide improved data quality, analytics and insights, paving the way for financial institutions to offer new value-added services to their customers. 
  • Allow all of our customers to adopt and take advantage of new benefits at their own pace through backward compatibility

This move has the potential to power instant and frictionless transactions between at least 4 billion accounts serviced by financial institutions across the SWIFT network. 

In short, our platform will deliver the infrastructure that will help financial institutions adapt, thrive and grow. 

Learn more about the SWIFT platform evolution

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