SWIFT for Low Value Payments Systems / ACHs

Delivering a scalable and reliable platform for Low Value Payments Systems / Automated Clearing Houses

Low Value Payments Systems (LVPS) clear millions of retail payments for national or regional communities. They need to offer efficient clearing, netting and settlement services to their participants, balancing cost, process efficiency and risk mitigation. They need to meet increasing demands for interoperability with other retail payment platforms.

SWIFT supports more than 25 LVPS providing a standardised, reliable and scalable messaging platform.

Standardised business flows for LVPS


Standardised business flows for Payment Market Infrastructures

Flawless and automated execution of payments flows for PMIs and their communities

Secure, reliable messaging services



A single secure channel for large files of structured messages, operational data or reports


FileAct Copy Factsheet

This factsheet explains the service and outlines the key features & benefits

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Our core service for exchanging MT format financial messages


SWIFT WebAccess

The secure channel to your web applications

Consulting, training and operational services


Consulting, training and operational services for FMIs

Assisting market infrastructures and their communities with large projects

Operational excellence

For financial institutions and market infrastructures achieving operational excellence requires deep expertise


SWIFT Community Support

Unlimited support covering all essentials

ISO 20022 expertise


ISO 20022 Harmonisation Charter

SWIFT has launched an industry programme to ensure a cost effective and seamless adoption of ISO 20022 by Market Infrastructures and their communities


MyStandards platform

The ultimate tool to manage standards definitions and industry practice more efficiently

Data standards


Data Standards (BIC, IBAN, LEI)

By developing reference data and messaging standards, we’re helping drive consistency across the industry


Your single source of reference data

Find out more about SWIFTRef's offering

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