SWIFT for High Value Payments Systems / RTGS

Secure, reliable financial messaging for High Value Payments Systems and Real-Time Gross Settlement

High Value Payments Systems (HVPS) are at the heart of the financial eco-system. They need to offer efficient clearing and settlement services for large value and high priority payments, and must ensure they are resilient enough to withstand a variety of threats to their security and integrity.

SWIFT supports more than 80 HVPS providing common standards, and a highly secure and resilient messaging service.

Standardised business flows for HVPS/RTGS


Standardised business flows for Payment Market Infrastructures

Flawless and automated execution of payments flows for PMIs and their communities

Secure, reliable messaging services



Our core service for exchanging MT format financial messages



InterAct carries your MX or ISO 20022 messages and XML structured data with the security and reliability you expect from SWIFT


SWIFT Copy Services

Our copy services send copies for authorisation or information to third parties, based on parameters you set


SWIFT WebAccess

The secure channel to your web applications



A single secure channel for large files of structured messages, operational data or reports

Resilience products and services


Market Infrastructure Resiliency Service (MIRS)

A robust RTGS third-site recovery solution


Operational excellence

For financial institutions and market infrastructures achieving operational excellence requires deep expertise


SWIFT Community Support

Unlimited support covering all essentials

Consulting, training and operational services


Consulting, training and operational services for FMIs

Assisting market infrastructures and their communities with large projects

ISO 20022 for High Value Payments Systems (HVPS)


ISO 20022 for High-Value Payments

When embarking on an ISO 20022 project, you need best-in-class services and support – from business case assistance over solution design to live operations


ISO 20022 Harmonisation Charter

SWIFT has launched an industry programme to ensure a cost effective and seamless adoption of ISO 20022 by Market Infrastructures and their communities

ISO 20022 Harmonisation

ISO 20022 Global Market Practices – Status

This document provides, per business area, the ISO 20022 Global Market Practices currently available or in development.

PDF icon Download (218.49 KB)
Partner Programme

How to make your business application SWIFT Compatible

The SWIFT Compatible Application designation shows your application complies with certain SWIFT-related criteria.

MyStandards platform

The ultimate tool to manage standards definitions and industry practice more efficiently

Data standards


Data Standards (BIC, IBAN, LEI)

By developing reference data and messaging standards, we’re helping drive consistency across the industry


Your single source of reference data

Find out more about SWIFTRef's offering

PDF icon Download (308.73 KB)

SWIFT Scope for Central Banks



Our powerful, end-to-end business intelligence solution combines financial messaging data with other information sources to deliver rich, business-focused analysis