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Swift Go

Quick, easy, predictable. Just how payments should be

Nobody likes waiting ages for a payment to arrive. Or finally receiving it, only to find that it’s less than they were expecting. Swift Go puts these problems in the past, enabling your consumer and SME customers to send quick and easy cross-border payments straight from their bank account.

Take advantage of this booming market – upgrade your offering with a solution that keeps your customers coming back over and over again. Grow your business, cement yourself as an industry innovator and keep pace with your competition.

Benefits

Predictable payments
Predictable payments
Whenever your customer sends money abroad, they’ll know the fees and FX costs before they hit send.
Lightning fast
Lightning fast
With transfers that soar through cities and bound over borders, your customers are never left waiting for their money.
An exceptional user experience
An exceptional user experience
When you choose Swift Go, you also choose a secure, best-in-class network that’s trusted by thousands of institutions worldwide. Keep your customers’ money safe without compromising on security.
Global reach
Global reach
Our network spans the globe – with our community, we’re building the Swift Go network to connect customers in all major currencies.
An exceptional user experience
An exceptional user experience
Sending banks can fully customise their front end to offer an easy and intuitive payments experience that delights their customers.

Speak to a Swift Go expert

Still got questions? Reach out to a member of our team and get the answers you need.

Features

  • Built with your customers in mind

    Swift Go has been specifically designed to meet the cross-border payment needs of your consumer and SME customers. Use it to transform your offering and stay competitive in this fast-growing market.

  • Real-time tracking

    Built on the same payment rails as Swift GPI, Swift Go allows you to provide your customers with real-time tracking information for their payment, giving them more clarity on their payment’s progress.

  • Global reach

    The Swift Go community is growing fast, allowing your consumer and SME customers to send funds all over the globe.

  • A simple onboarding journey

    Because Swift Go uses the same rails and infrastructure as correspondent banking, it’s easy to get set up and start processing payments.

Testimonials

  • BIDV

    Nguyen Cam Tam, Deputy Director – Payments Centre, BIDV

  • BNP Paribas

    Damien Godderis, Payments Industry Engagement Manager, Cash Management, BNP Paribas

  • BNY Mellon

    Stephen Wojciechowicz, AAP, CTP, Product Manager, Treasury Services, BNY Mellon

  • SPD Bank HQ

    Ying Dong, Deputy General Manager, Global Transaction Banking, SPD Bank HQ

  • Société Générale

    Isabelle Poussigues, Global Head of Cash Clearing, Société Générale

Frequently Asked Questions

What problem does Swift Go solve?

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Cross-border transactions can be complicated – it’s no secret. Each payment must travel through different regulatory jurisdictions and is often processed by several banks throughout its journey. 

For consumers and SMEs, this can be a slow and costly experience. Unexpected fees, delays and deductions all mean that the end beneficiary waits longer for their cash and ends up with less of it in their pocket. 

Swift Go transforms this experience, allowing banks to offer a quick and easy process that doesn’t cost the earth. And that’s all thanks to our SLAs. Banks agree to process transactions quickly and efficiently and promise to credit the end recipient with the full amount. You can even integrate our payments tracker into your banking app to give your customers total transparency on the progress of their payment. 

Can I send domestic payments via Swift Go?

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No. We created Swift Go to revolutionise the way consumers and SMEs send money around the world. So, you can only use it to send international transfers. 

How much can you send over Swift Go?

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Swift Go can be used to send the equivalent of up to $10,000. 

How long does it take to implement Swift Go?

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Banks have taken as little as three weeks to onboard onto Swift Go – that’s from signing to processing their first payment. Most banks go live in three to six months, depending on their circumstances. 

To find out how long it might take your institution, chat to one of our experts

Do I need to implement all roles when signing up to Swift Go?

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As more and more banks go live, small businesses and consumers around the world will begin to experience a better way to pay. While it’s currently possible to sign up as just a sender, intermediary or beneficiary bank, we believe that the best way to transform low-value payments forever is through the adoption of all three. 

With that in mind, we understand that implementing one role at a time may enable you to get up and running more quickly and will allow you to follow your own adoption timeline. 

Join the low-value payment revolution

We’re transforming low-value international payments, forever. Explore our growing community today.

Plan your onboarding journey

  • Get started Get started

    • Explore our resources to learn about your assisted onboarding roadmap
    • Talk to your account manager
    • Subscribe to Swift Go
    • Plan your project
  • Implement Implement

    • Adapt your systems and processes
      • Request that Swift provisions your BIC(s) in a Test environment
  • Test Test

    Perform your mandatory testing

  • Go live Go live

    • Request that Swift provisions your BIC(s) in a Live environment
    • Prepare to go Live: Format your transactions according to Swift Go rules
    • Go Live: Send your first Swift Go payment!

 

Third-party providers: Get ready for Swift Go 

We’re working closely with our community of application providers, equipping them with everything they need to help their customers adopt Swift Go. That’s specifications, tools and test services to support their customers’ journey to a simpler low-value payments solution. 

Existing third-party providers include: 

  • ACI Worldwide 
  • Allied Engineering Group 
  • Birchford Technologies 
  • CEC Gientech Technology Co Ltd 
  • Commercial Banking Applications AS (CBA) 
  • EastNets 
  • Incentage AG 
  • ProgressSoft Corporation 
  • Turnkey Systems sarl 

Please note that this list is an indicative guide only. We do not test or audit the functionality, usability or performance of third-party provider products. 

Download third-party provider guide  

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