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SEPA Directory

Validate and route your SEPA payments efficiently

Being able to process SEPA payments efficiently is essential and the SEPA Directory is ideal if you need to prepare and process SEPA payments.

SEPA Directory enables a flawless SEPA payments process, including payment routing data and your ability to process SEPA scheme transactions.

This product replaces SEPA Plus and IBAN Plus.

Bebefits

Streamlined SEPA payments
Streamlined SEPA payments
The SEPA Directory facilitates efficient payment processing in SEPA countries, ensuring correct identification and validation of institutions.
Accurate SEPA clearing
Accurate SEPA clearing
It provides detailed information on SEPA clearing and settlement services and their participants, helping you navigate the financial landscape with confidence.
ISO 20022 compliant
ISO 20022 compliant
Created in the context of the SwiftRef Portfolio Evolution, the SEPA Directory aligns with ISO 20022 migration of payments flows, ensuring compliance with the latest standards.
Comprehensive data sets
Comprehensive data sets
The directory includes identifiers, participants, relationships, codes, formats, calendars and structures, offering a complete toolkit for your SEPA-related needs.
Historical data access
Historical data access
Access historical SEPA identifiers, including outdated or deactivated records, for a comprehensive understanding of your transaction history.

Learn more about SEPA Directory

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Learn more about SEPA Directory

  • What is the SEPA Directory?

    Some institutions are members of multiple Clearing and Settlement Mechanisms (CSMs). Some are only indirect members, receiving payments via intermediary institutions. And some can’t yet process all SEPA payment types.

    So identifying the appropriate payment channel within SEPA can be a considerable challenge.

    SEPA Directory provides the data needed to validate SEPA payment messages, as well as the information required for accurate and efficient routing.

  • How can this directory help you?

    • Identify bank codes and their SEPA IBAN suitability to enable SEPA IBAN validation
    • Find SEPA-specific BIC codes to enable completion of the BIC from the IBAN
    • Shows SEPA Credit Transfer and SEPA Direct Debit adherence to the SEPA schemes
    • Details on how SEPA IBANs are structured in each SEPA country
    • Identify SEPA clearing channels through which a beneficiary institution can be reached
    • Identify intermediary institutions if the beneficiary institution is an indirect CSM participant
    • Find SEPA routing information: Automated Clearing House and reachability
  • What you can find in this directory

    Cross-referenced BIC, FINplus Distinguished name (DN), domestic bank code, Legal Entity Identifier (LEI)

    Organisation info (head office and branch) and type of financial entity

    Entities names and postal addresses (including in ISO20022 format), and in local language

    SEPA clearing and settlement mechanism (CSM) participant list

    Bank’s reachability for SEPA payments through a CSM

    Bank’s formal adherence to the SEPA schemes: SCT, SCT Inst, SDD B2B and SDD Core

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