Perspectives
Fresh thinking from industry experts on the forces shaping the future of finance.
Recent articles
The payment optimisation iceberg
As the industry improves the most visible parts of the payment journey, some of the greatest remaining opportunities may lie in the frictions that sit beneath the surface.
By Shriyanka Hore, Managing Director – Global Head, Industry Relations, Swift
The next chapter of trust
Every day, billions of people place their trust in financial institutions. But what is trust? How do we decide who deserves it? And how might new technologies change the way we create it in the future?
By Nick Kerigan, Managing Director – Head of Innovation, Swift
Global ambition needs domestic delivery
Everyone agrees on what better cross-border payments should look like. The real challenge is making it happen consistently, at scale within domestic markets—and that is where central bank action can make the difference.
By Nasir Ahmed, Global Head of Swift Payments Scheme, Swift
The financial stack of the future
In the financial system of tomorrow, what changes, what remains, and what’s essential?
By Nick Kerigan, Head of Innovation, Swift
Interoperability has become a buzzword - here’s what it means for tokenised deposits
What interoperability means in practice for tokenised deposits and why it’s critical for scaling globally.
By Jack Pouderoyen, Head of Digital Asset Strategy, Swift
Countdown to 2027: Contributing to lasting progress against the G20 goals
With the G20’s 2027 milestones fast approaching, the focus is shifting to what progress can be delivered and scaled. What's been achieved so far? And what can institutions do to make the greatest impact?
By Nasir Ahmed, Global Head of Swift Payments Scheme, Swift