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rich swiftref standing settlement instructions directory

SwiftRef Standing Settlement Instructions Directory

Powering accurate cross‑border settlement

SwiftRef Standing Settlement Instructions Directory

The SSI Directory is a single, reliable reference source for structured payment SSI data for banks worldwide, including account details, clearing information and settlement preferences for multiple payment methods.

Benefits

Structured, machine‑readable data
Structured, machine‑readable data

Access SSI information in a structured and consistent format, designed to support automation, integration and straight‑through processing across payment workflows.

Mitigate operational risk
Mitigate operational risk

Replace manual processes and fragmented sources such as spreadsheets with the authoritative directory for settlement instructions.

Connecting digital islands
Connecting digital islands

Use beneficiary BICs, correspondent BICs, ISO country codes and currency codes to validate SSIs before you send foreign currency payments to new counterparties and clearing systems.

Use cases

  • Before a payment is released, an institution validates settlement instructions against a trusted reference source. This ensures that the correct correspondent, account and clearing path are applied before the funds move.
  • When a payment is delayed or rejected, the SSI Directory is used to determine whether the settlement path or instruction applied was correct, enabling a faster root-cause analysis.
  • Payments, operations and technology teams use the directory as a mutual point of reference. This ensures that the same settlement instructions are applied across payment origination, investigation and exception handling.

Learn more about Standing Settlement Instructions Directory

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