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Payment innovation

Shaping the future of cross-border payments

We’re elevating today’s customer experience through our payments scheme, while building the rails of the future by integrating a blockchain‑based ledger into our infrastructure.

Optimising today’s rails Building the rails of the future
Shaping the future of cross-border payments

A shared approach to improving cross‑border payments

Discover how the industry is strengthening cross‑border payments today, while laying the foundations for new forms of value and future payment models.

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Latest news
  • Swift at Sibos 2026

    Swift platform transforms cross-border payments experience across existing rails and digital value

  • Sibos 2026

    Swift platform transforms cross-border payments experience across existing rails and digital value

    Swift and its community are demonstrating what’s possible using a flexible, interoperable and currency-agnostic network at scale—enabling cross-border payments of all kinds to arrive in seconds and putting international payments on a par with the best domestic experience.

  • Swift | Brand

    A better cross-border payment experience is here

    Consumers in some of the world's busiest remittance corridors are already benefiting from faster, more transparent and more predictable international payments, enabled by Swift's new scheme framework for retail payments.

Payment innovation

Payment innovation

Building the digital payment infrastructure of the future

From pioneering digital infrastructures to next‑generation payment innovations, discover the developments shaping the future of global finance.

  • We have designed, built and launched a blockchain-based ledger that extends Swift’s trusted infrastructure into a digital environment. Developed in collaboration with more than 30 financial institutions, it is designed to support interoperability across traditional and emerging networks. Its first use case focuses on 24/7 cross-border payments using tokenised deposits.

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  • We’ve taken a bold step toward making cross-border payments as seamless as domestic ones. We’ve launched a new payments scheme designed to deliver fast, predictable and transparent international payments

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Inside the future of cross-border payments

Shaping the future of cross-border payments

Inside the future of cross-border payments

Inside track

Inside track: From vision to reality

Avalon Ingram and Nasir Ahmed explore the Swift payments scheme and the Swift Ledger, and how they’re shaping the future of cross‑border payments together.

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Swift blockchain-based ledger

Building the digital payment stack of the future

We’re working with 40+ financial institutions to add a blockchain-based ledger to our infrastructure stack.

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Swift payments scheme

A new standard for cross-border consumer-originated payments

We’ve taken a bold step toward making cross-border payments as seamless as domestic ones. We’ve launched a new payments scheme designed to deliver fast, predictable and transparent international payments.

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Blockchain-based ledger

We’re working with over 30 financial institutions to add a blockchain-based ledger to our infrastructure stack.

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Swift payments scheme

We’re taking a bold step toward making cross-border payments as seamless as domestic ones.

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Innovate with us

Finance is changing fast – with new technologies, higher expectations and more players than ever before.

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