And why you should adopt it now for cross-border payments
Starting in November 2022, the way the SWIFT community exchanges payments messages will be transformed with ISO 20022. This will unlock huge opportunities for financial institutions, such as boosting operational efficiency, enhancing customer experience, and enabling innovative new services.
A global and open standard, ISO 20022 creates a common language for payments worldwide. And its higher quality data means better payments for all. Learn more about what this means for you and where you can find all the information you need to make your adoption a success.

Adoption programme
The ISO 20022 Adoption Programme will change the way you send cross-border payments and reporting instructions.
Timeline
November 2022 is the date our payments community is getting ready for. Find out what you need to do and when.
Documentation
Find all the ISO 20022 resources you'll need, from essential guides and learning modules to the latest collateral, multimedia, reports and publications.
Frequently Asked Questions
We have compiled a list of questions frequently asked about ISO 20022 by members of the SWIFT community. Indexed by theme, everything you need to know about ISO 20022 can be found here.
Why ISO 20022?
Richer, better structured and more granular data
ISO 20022 enables richer, better structured and more granular data end-to-end to be carried in payments messages.
Quality data means quality payments
More transparency and more remittance information for your customers which in turn means better customer service. And a better customer experience.
Improved analytics, less manual intervention
Further operational benefits include improved analytics, less manual intervention, more accurate compliance processes, higher resilience and improved fraud prevention measures.
Supporting end-to-end automation
A single standard that covers all business domains and end-to-end business processes, ISO 20022 facilitates the creation of new services and enhanced straight-through processing.
Using modern technology
ISO 20022 uses modern, mainstream XML technology which is well supported and which facilitates efficient integration.
Worldwide adoption
Almost 200 market infrastructure driven initiatives are either already implementing ISO 20022 or are considering adopting the standard for payments and securities transformation projects.
Case studies

ISO 20022 in focus with Citi

ISO 20022 in focus with HSBC
