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Predictable, fast and easy low-value cross-border payments

Whether it’s a small business paying suppliers overseas, or an individual sending money to friends and family internationally, customers expect a payments experience that is transparent, fast and seamless.

SWIFT Go is a transformative new service that delivers exactly that. With SWIFT Go, financial institutions can enable their SME and retail customers to send predictable, fast, highly secure, and competitively priced low-value cross-border payments anywhere in the world, direct from their bank accounts.

SWIFT Go
SWIFT Go
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SWIFT Go

SWIFT Go is part of our vision to enable anybody, anywhere, to send money instantly and securely around the world.

Stephen Gilderdale, Chief Product Officer, SWIFT

Meet your SME & consumer needs

SWIFT Go was developed in close collaboration with the global SWIFT community to meet the needs of small businesses and consumers when sending money across borders:

  • Predictability: Payment amount, time, fees and FX rate (if applicable) are known in advance, and senders and receivers can track the payment’s status in real time.
  • Speed: Tighter service levels between banks increase speed, a single payment format increases straight-through processing (STP), and pre-validation removes frictions that cause delays.
  • Easy to use: A simple and streamlined user experience, with data requirements known upfront. Strict network validation provides for easy initiation and processing of SWIFT Go payments.
  • Competitive prices: SWIFT Go provides a framework for competitively priced low-value payments with a payment amount threshold, processing fees agreed upfront, and increased STP.
  • Security: Payments are underpinned by the strong security of the SWIFT network.

Why use SWIFT Go?

Deliver outstanding customer experience

Delight your SME and consumer customers with a fast and predictable service for moving their payments. 

Remain competitive in high-growth market

Leverage the SWIFT network to deliver a compelling value-proposition in high-growth payments segments. 

Be a leader in payments

Harness the power of frictionless low-value payments as a key enabler of your innovation strategy.

SWIFT Go participants

Below is a list of the current pilot participants and early adopters:

Participant Institutions

(pilot groups and early adopters)

   

Application Vendors

1.Banco de Chile

2.Banco de Credito del Peru

3.Banco de la Provincia de Buenos Aires

4.Banco del Estado de Chile

5.Bancolombia

6.Banesco

7.Bank of China

8.Bank of Jiangsu

9.Bank of NY Mellon*

10.Bank of Shanghai

11.Banque Internatioanle a Luxembourg

12.Barclays

13.BBVA*

14.BNP Paribas

15.China Citic Bank

16.China Construction Bank

17.China Minsheng Bank

18.Citibank

19.Credit Bank of Moscow

20.DBS

21.Deutsche Bank

22.DNB*

23.Emirates NBD Bank

24.Garanti Bankasi

25.HSBC

26.Intesa Sanpaolo

27.JP Morgan Chase

28.JSC Bank Alliance

29.Kasikornbank

30.Keb Hana Bank

31.Lloyds

32.Mashreq Bank

33.Mybank*

34.National Bank of Australia

35.National Bank of Kuwait

36.PagoFX (Santander Group)

37.PT BANK OCBC NISP TBK

38.PT Bank Mandiri (Persero) Tbk

39.Sberbank*

40.SMBC

41.Société Générale*

42.Standard Bank

43.Standard Chartered

44.StoneX

45.Tinkoff Bank

46.Unicredit*

47.Vietcombank

48.Wells Fargo

49.Yapi Kredi

50.Zhejiang Chouzhou Commercial Bank

  • ACI
  • Finastra
  • FIS
  • Fiserv
  • Oracle
  • Pelican
  • Volanté
  • StoneX
  • FIS
  • ECS Fin

 

 

 

 

 

 

 

* Live since July 2021

The first banks have now gone live with SWIFT Go – including BBVA, Bank of New York Mellon, DNB, MYBank, Sberbank, Société Générale, and UniCredit – with many others set to begin soon.

How to get started

Get in touch with your SWIFT Relationship Manager

SWIFT Go is available to all SWIFT gpi members. To learn how you can get started delivering predictable, fast and easy low-value cross-border payments, contact your SWIFT Relationship Manager or a sales representative in your region.

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