Sibos

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Enthusiastic for driving collaboration and partnerships with the Industry, Natasha has been the Go-to-Market and Product Management lead for Swift’s network-based fraud and anomaly detection initiative since its inception. Responsible for the Anomaly Detection Working Group, Natasha has been working with industry leaders and led complex data analyses to support requirements definition with a keen understanding of business value. She’s overseen several Pilot initiatives, validating innovative use cases with an array of clients across the industry ranging from global traditional banks to digital-first payment service providers, as well as pioneered partnerships with global fintech players. Natasha holds a Bachelor’s degree from the University of Cambridge, a Master’s degree from the London School of Economics, as well as certifications from the University of Columbia in New York. She speaks French and English natively as well as Arabic and Chinese.

David Buckthought is the Technology Area Lead (TAL) for Payment Services at ANZ, where he leads the technology strategy, design and delivery of mission-critical payment platforms that power the bank’s institutional and retail operations. With over 15 years of experience in financial services technology, David has delivered transformative outcomes across Payments, Digital Assets, RealTime Data and Platform Modernisation. His leadership has been instrumental in launching: • Scalable, cloud-aligned platform for real-time domestic and cross-border payments • Modernised ISO 20022-ready infrastructure supporting regulatory and industry-wide initiatives • Integrated Digital Asset networks assisting in the uplift and connectivity of Payment market infrastructure • Agentic frameworks that improve developer experience, resilience, observability, and operational efficiency David works closely with engineering, product, and governance teams across Australia, India, and Singapore to deliver innovative, secure, and customer centric payment solutions. He is passionate about simplifying legacy systems, accelerating delivery through platform reuse, and embedding continuous innovation into the fabric of ANZ’s payments ecosystem. A regular contributor to industry forums, David speaks on topics including payment innovation, Digital Assets, operational resilience, and the future of digital transaction infrastructure. He is based in Melbourne.

Erwin Kulk is Head of Service Development and Management at EBA CLEARING, the leading private-industry provider of pan-European infrastructure solutions for euro payments. Erwin is responsible for the management of EURO1 (for large-value euro payments), STEP2 (for SEPA bulk payments) and RT1 (for instant payments) as well as for the development of new initiatives. He has been working in the domain of interbank payment processing since 1998 and joined EBA CLEARING in 2012.

Mauriceo Castanheiro (CFE, CAMS) is a dedicated Fraud Strategic Advisor at Nasdaq Verafin with over two decades of experience combating fraud in the financial sector. In his senior advisory role at Nasdaq Verafin, Mauriceo collaborates with global banks, including Tier 1 institutions, financial industry partners, and key influencers, strengthening Nasdaq Verafin's reputation as a thought leader and fostering industry-wide cooperation. Having held pivotal positions in fraud management at several of Canada's largest banks, encompassing roles in business intelligence, operations, analytics, and strategy, Mauriceo offers extensive expertise to Nasdaq Verafin and contributes significantly to the development of innovative solutions for financial crime prevention.

Finologee is one of the leading Fintech/Regtech companies in Luxembourg, creating new experiences for the financial industry, building truly digital platforms and products, such as our fully digital platform that enables financial industry players to quickly onboard new customers and our access-to-account gateway providing banks with a ready-to-use and secure product to enable triggering of payments and data retrieval from their customers’ accounts.

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Neil Buchan serves as the Global Head of Standards at Swift, a position he has held since January 2025. In this role, he oversees standards across various financial sectors, including international payments, assets servicing, securities settlement, treasury and trade finance, impacting over 11,500 financial institutions worldwide. Neil joined Swift in 2016 and has held various roles within Swift, contributing significantly to the organisation’s mission of fostering a resilient and efficient financial ecosystem. Neil’s extensive experience in the financial services industry positions him as a key figure in the ongoing evolution of financial standards, ensuring they meet the dynamic needs of the global financial community.

Stephen Lindsay joined SWIFT in 2007 and currently leads the Standards, Securities and Digital Assets (SSDA) team, which is responsible for developing and maintaining standards, services, and digital platform capabilities to meet evolving market and community needs. Prior to that, Stephen led the business stream evolving SWIFT’s strategic platform to enable instant and frictionless cross-border transactions. Stephen has a longstanding interest in industry standards and continues to lead the workstream migrating the Swift community to ISO 20022 for cross-border payments. Prior to joining SWIFT, Stephen spent 17 years as a technical architect and product manager for a financial software vendor, specializing in the design and implementation of payments and integration software for an international market.

Sunday has over 25 years of experience in Corporate Banking, primarily in product management roles. Prior to joining Standard Chartered Bank, Sunday led digital products for Transaction Banking in Deutsche Bank, where she developed market leading digital banking solutions, including leading the design, development and launch of the global Cash Manager App on Deutsche Bank’s Autobahn platform. She is an advocate for innovation and believes successful products are borne out of collaborative team environments and believes diverse teams are high-performing teams. She takes an active lead in driving diversity & inclusion in the workplace

Angelica Alam is the Head of Correspondent Banking for the Wires and Clearing product team at Wells Fargo. Angelica is focused on USD Wires and Clearing services with a large focus on foreign financial institutions. Prior to joining Wells Fargo, Angelica was at Meta, where she managed multiple strategic initiatives in the platform and systems team for Meta Fintechs Digital and Monetization Products. She was responsible for supporting the launch, scale, and maintenance of systems and platforms with a payments component. Angelica also supported the build, test, and launch of more than 20 products across Meta’s family of apps (Instagram, Facebook, Oculus, and WhatsApp). Before Meta, Angelica held positions at J.P. Morgan as a Product Manager and Head of Client Engagement within Global Clearing, building products with emerging technologies such as blockchain, crypto assets, and APIs. Angelica also had experience at Citigroup as a cross border payments specialist. With more than 15 years of experience across Finance, Technology and Media industries, Angelica has expertise in various areas, such as high-value payment services, product strategy, end-to-end product development, and providing client solutions through innovative technologies

As Head of Product Management, Elizabeth leads Global Transaction Banking’s (GTB) engagement with clients to identify product needs and opportunities, commercialize new products, drive innovation and new capability development, and provide thought-leadership in the industry. She is a key driver of the product roadmap and ensuring the capabilities and solutions delivered to clients address needs and new market developments across all client segments and products. Elizabeth has over 20 years in the industry with leadership roles in corporate banking, transaction banking, and capital markets. She has deep expertise in treasury, payments, FX, trade finance, lending and liquidity management. Elizabeth has held numerous senior roles in the industry leading strategy, transformation and product management. Prior to joining TD Securities, Elizabeth was at Citibank where she was Managing Director and Chief Transformation, Innovation & Strategy Officer for the Treasury & Trade Solutions (TTS) Business. She worked across Technology, Operations, Product Management, On-boarding, and Client Service to lead and execute on a large-scale innovation and transformation agenda. Elizabeth also spent 10 years at Oliver Wyman where she was a Partner in the Financial Services practice group, where she advised senior executives focusing on treasury, capital markets, commodities, payments, financial supply chain and working capital management issues. Prior to joining Oliver Wyman, Elizabeth spent time at Treasury Strategies where she led the Corporate Treasury Technology practice and assisted corporate CFOs and Treasurers in designing and implementing technology and banking solutions to meet key corporate objectives. She was also at the Fintech Selkirk Financial Technologies where she led product management and client delivery for payments, liquidity and working capital management software. Elizabeth has worked with organizations across numerous industries including banking, retail, manufacturing, energy, high-tech, and insurance. Elizabeth has worked across the globe including Canada, US, UK, Netherlands, Belgium, Luxembourg, Ireland, Turkey, Switzerland, Thailand, Hong Kong, Peru, Argentina, Chile and Barbados. Elizabeth received the CertICM (Certified International Cash Management) Certification from the UK Association of Treasurers. She holds a joint honors degree in International Trade and Political Science from the University of Waterloo. Elizabeth is a frequent public speaker on wide range of topics related to innovation and best practices in Treasury Management and Wholesale Banking. She has also been published on topics related to culture & conduct as well as diversity & inclusion in the financial services industry: with appearances in the Financial Times Podcast, American Banker, Bloomberg Daybreak, Group of Thirty lead industry report, and the National Association of Corporate Directors (NACD) Blue Ribbon Commission Report. Elizabeth is an avid reader, world traveler and skier. She is a dual US-Canada citizen, fluent in English and French, and currently living in Chicago. She is an AFS exchange program returnee having spent one year of high school in Japan.

Julie Bolan is the Global Head of Payments Go-To-Market at Swift, where she leads global initiatives that accelerate the industry’s transition towards faster, more transparent and frictionless cross-border payments. She is recognised as a payments and market expert, bringing together industry collaboration, data-driven insights and execution to deliver meaningful improvements in the end-to-end payment experience. In 2025, Julie oversaw a comprehensive assessment across 40 markets to evaluate the factors influencing speed and traceability of inward payments. Through more than 400 stakeholder workshops with supporting Swift data, her team identified systemic and operational barriers and is now delivering market-level insights back to the industry to drive change. Julie is a sought-after speaker and thought leader at Sibos and major industry events and supports the Swift community speaking at financial institution client forums. Her sessions often focus on payment modernisation, ISO 20022 adoption, the end-to-end customer experience, speed and end to end traceability With over 30 years in the banking and finance industry, Julie’s expertise spans global transaction banking, domestic and international payments, and risk, regulatory and financial crime programmes. Prior to joining Swift, she held senior leadership positions at Westpac, including Head of Receivables Products, Head of GTS Product Delivery Asia, Director of Payments (including NPP), Head of Network Management, and Head of Risk, Regulatory and Financial Crime Transformation. Julie’s leadership has been recognised across the industry, including the 2023 Women in Payments Australia Distinguished Payments Professional Award. She remains passionate about harnessing innovation, collaboration and interoperability to shape the future of payments.

• Experienced Program Director focusing on large scale payments transformations • Business Process Outsourcing of payments processing incl. investigations and reintegration after a merger • Heading the SEPA (2014) and the ISO20022 (2023) Transformation for the Commerzbank Group • Implemented real time payments schemes; e.g. Instant Payments in Europe and Real Time Payments in Hungary • IT-Outsoucing of payments processing and sourcing SWIFT connectivity to a Service Buro. • Currently implementing a state-of-the-art ISO20022 transaction engine.

Nicolas Stuckens is leading the ISO 20022 adoption and data quality programme within SWIFT, a programme created to drive ISO 20022 community adoption, quality usage of ISO messaging and related Swift services. His main focus is to engage with the financial community and industry groups to ensure readiness and drive the programme in line with market priorities. Nicolas has a strong background in Payments and Financial Crime Compliance, having led the development of screening initiatives within SWIFT for nearly 15 years. His focus on compliance led him to explore how sanctions compliance-related friction can be reduced to support the move to instant payments. In 2021 he published “Guiding principles for screening ISO 20022 payments” in collaboration with leading industry banks, providing insights for financial institutions to leverage the new syntax for efficient and effective screening – a paper that was subsequently endorsed by the Payment Market Practice Group and The Wolfsberg Group.

Patricia Sullivan is a Managing Director and Global Head of Institutional Cash Management (ICM) at Deutsche Bank since January 2024. In this role Ms. Sullivan oversees the unit and teams within the Corporate Bank delivering a wide range of payment, transactional FX and liquidity solutions to financial institutions (banks & central banks) and Deutsche Bank affiliates. Priorto leading the ICM business, since June 2021, Ms. Sullivan reported directly to the Deutsche Bank CB/IB CEO overseeing a global team to embed effective and sustainable financial crime controls and a strong risk management culture in the businesses and worked closely with ICM. Prior to joining Deutsche Bank, Ms. Sullivan spent 6 years at Standard Chartered Bank (SCB) delivering the remediation and transformation of the US and Global Financial Crime Compliance program. At SCB Ms. Sullivan led financial inclusion initiatives and worked with regulators and policy makers to develop strong and consistent due diligence and control standards within correspondent banking. Ms. Sullivan has more than 20 years of experience in covering ICM, Criminal Prosecution, Litigation, Financial Crime Compliance and Core Compliance. Based in New York, she is a member of the Corporate Bank Executive Committee, Deutsche Bank USA Board sub-committee on Anti-Financial Crime, and the Supervisory Board Financial Crime Risk (FCR)Working Group. Ms. Sullivan also is on the Executive Board of Lawyers Without Borders and Chairs the Americas Chapter of the Global Coalition to Fight Financial Crime.

Tom Scampion is CEO of GSS, a global platform that brings financial institutions together to deliver higher standards in compliance, through defining standards and making them available to all. GSS was founded in 2021 and is now live delivering transaction screening for sanctions risk to global FIs. Uniquely, GSS has an integration partnership with Swift allowing Swift members to access GSS directly via the Swift API. He has over 30 years’ experience in the evaluation, design and delivery of compliance systems and controls, particularly in the field of financial crime risk. He has worked closely with financial institutions, regulators and law enforcement in the US, Europe and Asia. Previously, Tom ran the AlixPartners EMEA Financial Crime and prior to that, was Deloitte’s EMEA Head of Financial Crime & Global Risk Analytics Leader. He has led over 100 reviews of sanctions systems and controls. He also served as the former Head of EMEA for a US software firm, delivering cross-industry data management solutions to dozens of tier one clients.

Stéphane Mahieu is head of AML/CFT policy, analysis and cooperation at the French financial supervisory authority ACPR. He joined this agency in 2000 and held there several positions related to AML/CFT, including head of AML/CFT legal affairs, and head of AML/CFT off-site supervision. Stéphane also spent part of his career on secondment at the Basel Committee Secretariat, at the French Treasury and at the Financial Stability Board Secretariat, where he worked on issues related to information exchange, correspondent banking as well as the Legal Entity Identifier. He co-lead the drafting team for the revision of FATF Recommendation 16 on payment transparency. He is a member of the BCBS AML/CFT Expert Group.

Mike Jones is Head of Payment Operations Division at the Bank of England with responsibility for Bank’s Real-Time Gross Settlement (RTGS) payment system, the CHAPS payment scheme and the Bank’s securities operations. Mike has previously undertaken a number of other roles at the Bank across its front, middle and back offices and in Prudential supervision.

Tony is the founder of Ubyx

Nick is Managing Director, Head of Innovation at Swift

Strategy at Swift

Dr Alexandra Hachmeister is currently heading the General Directorate for the Digital Euro at Deutsche Bundesbank. She joined Bundesbank in 2022 where she headed up the Directorate General for Economic Education, University and International Central Bank Dialogue. Alex-andra held various top management positions at Deutsche Boerse AG, including Chief Regu-latory Officer and Managing Director for Market Data & Services. Alexandra Hachmeister holds a doctorate in Market Microstructure.

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SVP

Managing Director CCP Austria, CSD Prague since 21 years in Risk Management and Development Department

Kiet Gilliver is an Executive Director within the Goldman Sachs Client and Market Solutions team leading trade transaction visibility and document AI initiatives. Prior to this role she led global workplace digital transformation initiatives across Goldman Sachs. Kiet earned a BA (Hon) degree in Business Studies majoring in Operations Management, from the University of Greenwich.

https://www.linkedin.com/in/jenniebaisch/

Olivier currently serves as the Head of Settlement for Murex’s product division, where he drives the design of the settlement chain for cash and securities for all asset classes in Murex’s integrated platform, MX.3. He has recently focused on European regulation (CSDR), the migration to SWIFT ISO20022 and the move to T+1 in the US. Prior to this role, he managed numerous global implementations of Murex back office module. Olivier’s professional journey began with the implementation of regulatory impacts in an ALM context in the French banking industry. He holds a master’s degree in engineering from Ecole Centrale de Lille and a master's degree in international business from Paris Dauphine University.

Mike joined Swift in February 2023 to work on enabling cross-border interoperability for domestic instant payment systems before taking on the role of Regional Head of Industry Engagement for Europe, the Middle East and Africa. Prior to joining Swift, he spent more than 25 years delivering banking technology solutions across Europe and Asia. The opportunity to work on Project Ubin with the Monetary Authority of Singapore sparked a passion for the Future of Payments, leading him to Swift where he can make the future of payments a reality.

Dr Robert Ochola is an expert in strategy and innovation within the African banking and mobile telecommunications industry. He is responsible for AfricaNenda’s overall strategy execution and leadership. His primary focus at AfricaNenda is on building momentum for an inclusive and interoperable approach to digital payments across Africa. During his career, Robert has pioneered the development of a new Pan-African Payments and Settlement Systems (PAPSS) for driving cross-border trade, led the development of mobile payment solutions and the expansion of its product suite, along with overseeing the successful roll-out of solutions for ultra-low-cost mobile devices across Africa and the Middle East. Prior to joining AfricaNenda, as Chief Executive Officer, Robert served as the Director of Strategy and Innovation at Afreximbank, served as Head of Strategy with Safaricom, and was the Director of Strategy, Research and Innovation at the KCB Bank Group. He is an alumnus of Imperial College London, Warwick Business School and the University of Cape Town.

https://www.linkedin.com/in/wijitleka-marome-751521222/

https://www.linkedin.com/in/blaise-pascal-gasabira-b20ab733/

Dougal is responsible for Scotiabank’s global payments platforms and client solutions teams. He has led the payments transformation business strategy and execution in support of Retail, Business, and International Banking while overseeing the roadmap and sequencing of investments of the $350MM payment modernization budget. • Dougal has 22+ years of experience in Transaction Banking across Product and Digital Channels from Scotiabank and CIBC. • Dougal represents Scotiabank in various industry forums including SWIFT, Payments Canada, and Interac, advocating on strategic payment topics. • Dougal holds a Bachelor of Engineering Science (Software) from Western University

Dominik is an Executive Director in Financial Crime Prevention at UBS Business Solutions AG, where he is responsible for name, media, and transaction screening on a global scale. Since joining UBS in 2002, Dominik has been driving numerous key payments initiatives, including the adoption of ISO 20022 in Switzerland, the implementation of structured and hybrid customer addresses, AI and machine learning projects, and global payments infrastructure programs. Most recently, he served as the lead Product Owner for the firm’s Instant Payments implementation in Switzerland and Europe, as well as the strategic Payments Modernization program. In addition to his role at UBS, Dominik is a board member of the Swiss Association for Swift and Financial Standards (SASFS) and represents the Swiss community in the Payments Market Practice Group (PMPG).

Elizabeth Leather is a policy manager in the Payments Directorate at the Bank of England and serves as the co-chair of HVPS+. Drawing on her extensive experience in treasury, payments and financial services, she has spent the last two years leading the development of the Bank's change management framework for RTGS & CHAPS ISO 20022 messaging and guiding the strategic evolution of HVPS+. Before joining the Bank of England, Elizabeth cultivated her expertise at the Royal Bank of Scotland, where she advanced through various treasury-related positions, including Head of Retail Balance Sheet Management and Senior Manager overseeing the EMEA treasury aspects of the RBS-ABN Amro merger. Her professional commitment extends to the non-profit sector, having recently completed a three-year term as a trustee and director for a UK charity dedicated to providing legal, debt, and housing advice to those in need.

Eason is the head of Financial Institution Strategic Partnership of Platform Tech, Ant International. He joined Ant Group in 2020, and currently leads a team to manage Ant’s overall financial institution relationship including major banks and international organizations. Through Partnership, Eason helped Platform Tech the next-generation global payment and treasury infrastructures and products, leveraging cutting-edge DLT and AI technologies to support the growing needs of small & medium enterprises in a more scalable and sustainable manner. Prior to joining Ant Group, Eason was senior treasurer of Fosun Pharma (2196.HK) from 2018 to 2020. He worked through multiple positions in Standard Chartered Bank during 2012-2018. Eason is an alumnus of Johns Hopkins University and holds a master degree of electrical and computer engineering.

Brice brings over a decade of experience in the financial services industry to his current role at Swift, where he focuses on extending structured and rich data capabilities to corporate-to-bank interactions as part of Swift's strategy for driving instant and frictionless end-to-end cross-border payments. His journey at Swift includes leading the global roll-out of ISO 20022 for CBPR+ migration and contributing to the development of Transaction Manager. Earlier, he was instrumental in introducing GPI capabilities such as GPI for Corporates and Stop and Recall. Brice's foundation was built at KPMG, where he served as a management consultant specializing in technology advisory for the financial sector.

Francois is Head of Payments Go-To-Market for EMEA at Swift, responsible for driving the rollout of the Swift’s payments strategy across the region. Francois has developed a deep expertise of the evolving global payments landscape, helping his customers to navigate an increasingly complex financial ecosystem and to drive innovation through strategic payments initiatives. Prior to his current role, Francois was involved in major payment market projects including the global adoption of ISO 20022 for payments, the European payments infrastructure renewal and the deployment of instant payment solutions. Francois joined SWIFT in 2016. Prior to joining Swift, he held various finance & treasury roles in the telecom industry as well as being a senior Auditor at PwC. He holds a Certificate in Corporate Treasury from the UK Association of Corporate Treasurers and a Master in Business and Economics from the Solvay Brussels School of Economics and Management.

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Beatrice Pechtl joined StoneX in January 2005 within the Payments Business. Following a brief experience in Operations, she transitioned to the Trading desk, where she spent several years developing deep expertise in financial markets. Building on this foundation, Beatrice went on to establish the Correspondent Banking department for EMEA. Today, she leads a team managing relationships with nearly 400 partner banks, with a strong emphasis on Africa. In this role, she plays a key part in expanding access to cross-border payments and strengthening StoneX’s global banking network.

Rachel is the APAC & MEA Regional Head of Corporate Cash Management where she is responsible for the Cash Business across 18 diverse and highly regulated countries. Rachel is also the Global Head of Payments & Transactional FX Product Management for Corporate Cash Management at Deutsche Bank leading the strategic vision for the Payment & FX product offerings and strategic landscape development, working closely with clients and partners to build the next generation of product capabilities to support the future of cash management. She is very interested in new technologies and how these can be integrated together to support our clients to grow their businesses in a secure and scalable way. Rachel has 27 years industry experience and has been with Deutsche Bank in Singapore for 17 years and in London for 4 years, covering several roles including business strategy, business development, programme management and product management, working across both Corporate Bank in Cash Management and Investment Bank in FX, MM, Derivatives and Commodities businesses. Rachel is a qualified Associate Member of CIMA, qualifying out of Athlone institute of Technology, Ireland. She is passionate about building & leading strong, diverse & dynamic teams and is a diversity and inclusion advocate and pillar lead at Deutsche Bank. She is one of the founding members of the Deutsche Bank Women@CorporateBank which is grassroots initiative that supports the growth and development of future female leaders at Deutsche Bank.

.Charlotte Pardou joined SWIFT in 2013 to support the expansion of the Financial Crime compliance division of SWIFT. In 2016 Charlotte moved to the Business development division where she has been promoting SWIFT’s Financial Crime Compliance and Fraud initiatives, product suites and shared services across the European and African communities. She is now the Global Head of the Financial Crime Compliance & Fraud. Before joining SWIFT Charlotte worked in the service and pharmaceutical industries as Senior Consultant. Charlotte is based in SWIFT’s Head Quarters in La Hulpe, Belgium. She is fluent in French, Dutch and English. Charlotte holds a Teaching Degree in mathematics, a Master in Commercial Sciences from HEC Brussels and, a postgraduate degree in Human Resources Management from EHSAL

Doug Carlson is a Senior Vice President and Head of Global Payments Product Management within PNC’s Treasury Management organization. In that role, Doug’s product management group is responsible for managing the product capabilities and strategy for Immediate Payments, ACH, Wire Transfers, EDI, SWIFT, Integrated Payables, and Canada and International treasury services. Doug has approximately 30 years of experience in financial services and treasury management. Prior to joining PNC in 2022, Doug held various product leadership positions with Santander Bank and with Bank of America where he worked for over 20 years. He represents PNC on both the Real Time Payments and CHIPS Business Committees with The Clearing House, as well as the Federal Reserve Payments Advisory Council for the 5th District.

Karyna Hutarovich is a Vice President in Corporate Bank at Deutsche Bank, serving as a senior Business Product Specialist representative within the SWIFT & Industry Engagement team. She plays a leading role in shaping the bank’s strategic positioning across key payments industry initiatives, with deep expertise in ISO 20022 standardisation, payment exceptions and investigations, and SWIFT Transaction Manager processing. Karyna is a member of the CPMI Cross-Border Payments Interoperability and Extension (PIE) initiative, where she contributes to Task Team 3’s mission of fostering harmonisation of ISO 20022 data requirements. In addition to her external engagements, Karyna heads the process performance monitoring stream within the Corporate Bank’s Business Architecture team, driving operational excellence and data-led insights. Since joining Deutsche Bank in 2016, she has held several roles across the Corporate Bank. Her earlier career includes experience in corporate treasury management at Aeroflot.

Susan’s team is leading the ISO20022 program and the digital IMT strategy execution for CBA. Susan is also responsible for the Commonwealth Bank’s correspondent banking network and is actively involved with the domestic ISO20022 Industry Migration Steering Committee, the domestic Cross-border Payments Advisory Council and the global Cross-border Payments Interoperability and Extension (PIE) Taskforce charged with providing faster, cheaper, more transparent and inclusive cross-border payments. Prior to joining Commonwealth Bank in 2017, Susan spent 16 years with Citigroup where she led specialist teams covering sales, product management and product development across Payments, Commercial Cards, Digital, Deposits and Trade.

Courtney is a global payments and digital transformation leader within the financial services industry and leads KPMG’S global and U.S. payments practice. Her area of specialization includes driving large scale payments modernization / transformation efforts for global banking clients and financial institutions spanning business, technology and operating model strategies and solution development through end-to-end to end technical implementation.

Charles Bunnik has been working at ABN AMRO Bank since 1999 and is Head of Market Infrastructures at ABN AMRO Bank NV since January 2018. In this capacity he is responsible for advice on Market Infrastructures, related regulatory change, industry agreements and standards covering payments markets and securities. This encompasses traditional finance developments such as the move towards real time and ISO 20022 and new technology developments including digital euro and tokenised assets He chairs the Dutch NMG, is a member of the Advisory Council of the Dutch Payments Association and member representative of the Euro Banking association covering industry alignment and cooperation on infrastructure development with a focus on improving the end-user experience. Prior to this, he worked in various roles within ABN AMRO, in Global Transaction Services, Payments Operations, Network Management and contributed to large change and regulatory implementation programs such as ISO 20022, Target2 and Payment Services Directive (2).

Frank Van Driessche joined the Federal Reserve Bank of New York late 2018 to focus on the adoption of ISO 20022 by the Fedwire Funds Service. He joined the FedNow team in 2019 to lead the ISO 20022 implementation for the Federal Reserve Banks’ instant payments platform. Previously Frank held positions at SWIFT where he was responsible for the global adoption of ISO 20022 by payment market infrastructures, and at the European Banking Federation as senior advisor during the realization of SEPA. Frank is Belgian and holds a master’s degree of the Brussels Solvay Business School.

Nicolas Stuckens is leading the ISO 20022 adoption and data quality programme within SWIFT, a programme created to drive ISO 20022 community adoption, quality usage of ISO messaging and related Swift services. His main focus is to engage with the financial community and industry groups to ensure readiness and drive the programme in line with market priorities. Nicolas has a strong background in Payments and Financial Crime Compliance, having led the development of screening initiatives within SWIFT for nearly 15 years. His focus on compliance led him to explore how sanctions compliance-related friction can be reduced to support the move to instant payments. In 2021 he published “Guiding principles for screening ISO 20022 payments” in collaboration with leading industry banks, providing insights for financial institutions to leverage the new syntax for efficient and effective screening – a paper that was subsequently endorsed by the Payment Market Practice Group and The Wolfsberg Group.

Joanne joined Standard Chartered in December 2021 where she holds the position of Managing Director, Regional Head of Cash Product Europe. She is responsible for the overall Cash product management for Financial Institution and Corporate clients in Europe, which covers currency clearing, payables, receivables, and liquidity solutions, and the delivery of these to clients supporting Sales and Coverage teams. Joanne has undertaken several leadership roles across Transaction Banking, and her career spans more than 20 years in financial services. Joanne serves on the Bank of England Strategic Advisory Forum for RTGS / CHAPs, and the UK Swift Board, and previously was a member of the European Payments Council (EPC) Board for SEPA participants driving SEPA strategy and adoption. She has comprehensive knowledge of the UK and European markets and has had regular engagement with payment scheme and regulatory bodies in the UK and across Europe to shape developments, policies and ensure compliance. In her role, she is an avid leader of business and technology change, directing teams to deliver capabilities against strategic priorities and client needs. Joanne is a keen mentor for junior talent, managing business internships and graduate programmes. She currently mentors in the Standard Chartered RISE programme supporting talent from Black, Asian and Minority Ethnic backgrounds to thrive, and to guide young people towards sustained and meaningful employment.

Michinobu Kishi has over three decades of experience in central banking, public policy and commercial banking. He is the General Manager of the Transaction Business Planning Department at Sumitomo Mitsui Banking Corporation (SMBC) and Swift National Member Group Chairperson Japan since 2022. His responsibilities include the bank’s ISO 20022 migration, responding to G20/FSB cross border payments roadmaps, and conducting R&D on transaction banking. Since 2024, he serves as a Member of the Board of Directors, Global Legal Entity Identifier Foundation (GLEIF). Prior to joining SMBC, Mr. Kishi spent 31 years at the Bank of Japan building extensive experience with various parts of the central bank including Operations, Information System Services, and Personnel Departments; the Chief Representative Office in the Americas; and the General Manager of the Maebashi Branch. While at the Payments and Settlement Systems Department (2018-20), Mr. Kishi headed the BoJ team for joint DLT study with the ECB (Project Stella), contributed to “Central bank digital currencies: foundational principles and core features” (G-7 central banks and BIS, 09 October 2020), and “Wholesale digital tokens” (Committee on Payments and Market Infrastructures, December 2019).

Beth Geller (Kaweblum) is Executive Director, Industry Issues Executive (WHEM) for JPMorgan’s Payments business. In this role, Beth represents the Payments business with key market infrastructures and influences the strategic direction of the market through participation in industry dialogue. She focuses on the execution of key industry initiatives working collaboratively with Product Management and other business partners. Beth represents the US community on the PMPG which she also co-chairs. She is Chair of the CHIPS Business Committee, Vice Chair of the American Bankers Association (ABA) Payment Systems Administrative Committee and a member and former co-chair of the BAFT Payments Committee. She represents JPMorgan on the Federal Reserve’s Wholesale Payments Advisory Group, is a working group lead for the Payments Risk Committee and is a member of the US CBPR+ Mirror Group and the US National Group Cash and Trade Subcommittee. Beth has two decades of payments experience. Prior to joining the Industry Issues team in 2020, Beth ran the Global Clearing Strategic Programs team, responsible for ISO 20022 migration and managing complex products including Fraud, Channels, Dodd Frank 1073 Compliance and International Cash Letter.

https://www.linkedin.com/in/stephanieora/ Stephanie Ora has been fighting financial crime for over a decade and is passionate in this cause as she believes in the wider role this plays, such as in achieving financial inclusion. She is a Certified Anti-Money Laundering Specialist (CAMS) and is the Global Lead for Financial Crimes Analytics at SAS Institute. ​ ​ In her current role, she works with financial institutions globally to adopt and implement artificial intelligence and machine learning solutions to fight financial crime, including rule/scenario tuning, segmentation, predictive modeling, network analytics, text analytics and Generative AI. She also works with Product Management and R&D teams to identify and prioritize financial crimes analytics use cases and requirements to bring to the market.​ ​ Prior to her role at SAS, Stephanie worked as a financial crime investigator for global banks where she had first-hand operational experience on transaction monitoring, sanctions screening, customer onboarding & due diligence processes.​ ​ She has extensive management consultant experience where she led advisory and project management roles for financial crimes risk assessments, optimization and global AML compliance & fraud management system rollouts and process/policy improvements, working with financial institutions and regulators across APAC, EMEA and US. ​ ​ Outside of work, Stephanie loves to travel and is a big foodie. She has lived in the Philippines, Singapore, Thailand, Denmark and now in Sweden – and living and working in these countries has made her appreciative and even more curious about different cultures and in thriving in multi-cultural environments.​

Mr. Maoyuan Yu holds a Ph.D. in Computer Science from the University of Mannheim, Germany, and currently serves as Chief Operating Officer of the China Construction Bank Frankfurt Branch. With 18 years of experience at the branch, he has gained deep expertise in the overseas banking operations. He is a seasoned professional in both payments and technology.

David has over 30 years’ experience in financial services with expertise in product management, customer focused business transformation and large-scale programme delivery. Most recently he led payments for the retail arm of NatWest, where he oversaw the digitisation of the customer experience, the delivery of many innovative products and payment features, and the re-platforming of the debit card and pay now platform. Prior to that, he led and re-imagined the current account and savings businesses, respectively. David brings a broad variety of skills and has a particular passion for simplifying complexities, creating compelling customer strategies, and delivering results in partnership with a wide range of stakeholders.

Allison Shonerd is a managing director and Global Head of Clearing in the Global Payments organization of Global Payments Solutions (GPS) at Bank of America. In her role, Allison leads the strategic direction and execution of the bank’s global clearing and settlement capabilities. She leads a global team responsible for managing clearing infrastructure, optimizing cross-border settlement flows and delivering innovative product and network design. Allison partners across the organization to ensure the bank delivers scalable, resilient, and competitive clearing solutions that meet the evolving needs of a global client base. As an advocate for modernization, Allison drives critical efforts to future-proof the bank’s clearing capabilities through initiatives such as ISO 20022 adoption and real-time payment enablement. Prior to her current role, Allison was Head of Global Digital Disbursements, an emerging payment solution enabling Business to Consumer (B2C) payments via mobile phone and email, focusing on digital wallet and alias-based payment systems. In this role, Allison oversaw the product development roadmap and vision, and worked with cross-functional partners to bring next-generation payment solutions to market driven by client needs. In 2023 Allison was recognized by American Banker as one of the “Most influential Women in Payments: Next.” With over 17 years of experience in global payments, Allison held various product and network management positions with Western Union, PayPal and fintech Hyperwallet prior to her joining Bank of America in 2019.

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https://www.linkedin.com/in/jenniebaisch/

https://www.linkedin.com/in/sonia-paston-bedingfeld-96101415/

Karen Birkel is the Head of the Market Infrastructure Development division of the Directorate General Market Infrastructure and Payments of the European Central Bank (ECB). Her department is responsible for managing the projects and the evolution of the Eurosystem’s TARGET Services T2, ECMS, TARGET2-Securities and TIPS. Previously, she was the Deputy Head of the Market Infrastructure Management division of the same directorate, responsible for operating the TARGET2 system, TIPS as well as TARGET2-Securities. Before joining the ECB in 2009, Karen worked on projects in the area of capital markets at European banks and institutions since 1998.

Sachin Mohindra has over 20 years of extensive experience at Goldman Sachs, where he has held a variety of cross-product post-trade roles including securities settlement, client middle office and post-trade business development. Sachin currently has oversight of the Client & Market Solutions team at Goldman Sachs, with a focus on global post-trade efficiency and accelerated settlement. Sachin is the co-chair of the AFME Post-Trade Transaction, Clearing & Settlement Committee and member of a number of FMI advisory boards. Sachin is an active lead member of the UK HMT T+1 Taskforce & Technical Group, ESMA EU T+1 Technical Workstreams and previously the SIFMA US T+1 steering committee. At AFME he has co-authored the T+1 Settlement in Europe paper, lead the publication of the industry-wide TARGET2-Securities (T2S) and Partial Settlements recommendation papers. Sachin holds an Honours degree in Computer Science and Management from the University of Edinburgh.

Head of Settlement Department

Mike joined Swift in February 2023 to work on enabling cross-border interoperability for domestic instant payment systems before taking on the role of Regional Head of Industry Engagement for Europe, the Middle East and Africa. Prior to joining Swift, he spent more than 25 years delivering banking technology solutions across Europe and Asia. The opportunity to work on Project Ubin with the Monetary Authority of Singapore sparked a passion for the Future of Payments, leading him to Swift where he can make the future of payments a reality.

Julie Bolan is the Global Head of Payments Go-To-Market at Swift, where she leads global initiatives that accelerate the industry’s transition towards faster, more transparent and frictionless cross-border payments. She is recognised as a payments and market expert, bringing together industry collaboration, data-driven insights and execution to deliver meaningful improvements in the end-to-end payment experience. In 2025, Julie oversaw a comprehensive assessment across 40 markets to evaluate the factors influencing speed and traceability of inward payments. Through more than 400 stakeholder workshops with supporting Swift data, her team identified systemic and operational barriers and is now delivering market-level insights back to the industry to drive change. Julie is a sought-after speaker and thought leader at Sibos and major industry events and supports the Swift community speaking at financial institution client forums. Her sessions often focus on payment modernisation, ISO 20022 adoption, the end-to-end customer experience, speed and end to end traceability With over 30 years in the banking and finance industry, Julie’s expertise spans global transaction banking, domestic and international payments, and risk, regulatory and financial crime programmes. Prior to joining Swift, she held senior leadership positions at Westpac, including Head of Receivables Products, Head of GTS Product Delivery Asia, Director of Payments (including NPP), Head of Network Management, and Head of Risk, Regulatory and Financial Crime Transformation. Julie’s leadership has been recognised across the industry, including the 2023 Women in Payments Australia Distinguished Payments Professional Award. She remains passionate about harnessing innovation, collaboration and interoperability to shape the future of payments.

Virginie O’Shea is a capital markets fintech research specialist, with more than two decades of experience in tracking financial technology developments in the sector, with a particular focus on regulatory developments, data and standards. She is the founder of Firebrand Research, a research and advisory firm focused on providing capital markets technology and operations insights for the digital age. Firebrand works with capital markets participants of all kinds to benchmark digital maturity across functionally-specific areas and highlights common challenges and best practices within peer groups on the buy-side, sell-side, financial market infrastructures and intermediaries.

Giles Elliott is Global Head of Business Development for the Capital Markets product division. He joined TCS in May 2016 and his role encompasses directing the sales focus, developing the strategic product direction, the M&A and partnership agenda, and building TCS’ profile in its target markets. Prior to joining TCS BaNCS Giles was Managing Partner at AlfaSec Advisors in Singapore advising financial institutions on strategy and worked with clients across the Investment Services supply chain. Giles spent over 20 years of his career in Banking, with leadership roles in several leading industry Securities Service providers, including Standard Chartered Securities Services, HSBC, JPMorgan Chase.

Stephan Dreyer is the Managing Director of the Association of National Numbering Agencies (ANNA), where he oversees the daily operations of the association and the ANNA Service Bureau (ASB). In this role, he leads ANNA’s Management Body in advancing global industry identifier standards that enhance market transparency, stability, and efficiency, while supporting organizations in meeting regulatory requirements. Stephan also chairs the ASB Advisory Committee, convenes the ASB Supervisory Committee, and directs ANNA’s initiatives in digital assets, including serving as chair of the dedicated working group. A recognized industry voice on global identifier standards, Stephan regularly speaks and publishes on the adoption of identifiers in digital asset markets. He represents ANNA as Liaison Representative to the International Organization for Standards and sits on the Product Advisory Committee of the Digital Token Identifier (DTI) Foundation, driving ANNA’s collaborative efforts to introduce innovative ISINs for crypto assets. Before joining ANNA in 2020, Stephan spent over 25 years at Bloomberg LP specializing in fixed income and securitized derivatives data. He is also a Fellow of the Digital Euro Association (DEA) and the European Carbon Offset Tokenization Association (ECOTA).

.Charlotte Pardou joined SWIFT in 2013 to support the expansion of the Financial Crime compliance division of SWIFT. In 2016 Charlotte moved to the Business development division where she has been promoting SWIFT’s Financial Crime Compliance and Fraud initiatives, product suites and shared services across the European and African communities. She is now the Global Head of the Financial Crime Compliance & Fraud. Before joining SWIFT Charlotte worked in the service and pharmaceutical industries as Senior Consultant. Charlotte is based in SWIFT’s Head Quarters in La Hulpe, Belgium. She is fluent in French, Dutch and English. Charlotte holds a Teaching Degree in mathematics, a Master in Commercial Sciences from HEC Brussels and, a postgraduate degree in Human Resources Management from EHSAL

Ludivine Assayag is in charge of : - Complex trade finance transactions structuring (LC, guarantees scope) - Global transversal issues (regulatory, legal, tax etc) which may impact trade finance activity - Innovation for trade finance (product development, trade finance applications relying on new technologies such as blockchain or not) - E-Trade Solutions : communication portals and solutions, Trade Finance platforms - Team management - Worldwide scope.

Patrick DeVilbiss is a subject matter expert in trade finance and supply chain finance, with a specialized focus on the areas of receivables and payables finance. He also delivers SaaS product management services to clients, defining client needs based on industry changes, platform metrics and user feedback, as well as implementing long-term product enhancements to Software as a Service platforms. In addition, he specializes in agile development, leveraging agile development methodologies to deliver large-scale SaaS platforms to top 10 global financial institutions.

Avanee joined Swift in April, 2023 as the Global Head, Trade Strategy based at Singapore. Avanee has over 20 years of banking experience across Singapore, North America, Hong Kong and India. At Swift she is responsible to help formulate and drive the core strategic trade agenda as well as help swift redefine its role in the exciting and evolving global payments and trade eco system. She also helps drive partnerships with banks, corporates, fintechs, governments and industry bodies on various initiatives to ensure frictionless trade for the community. Before Swift, Avanee was responsible for global product management for trade and supply chain finance at ANZ. In her 20 years of banking, she has worked in a variety of roles including sales for trade, payments & cash management, relationship management covering the shipping and logistics sector, credit, strategy, and technology. Avanee has a master’s degree in computer engineering from State University of New York and an MBA from INSEAD.

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Karen is the Company Secretary and COO at the International Securities Services Association. The role of the ISSA Secretary is one of the two key positions within ISSA, and is as the right hand of the CEO on all aspects of running the Association. A graduate of both Sheffield and Birmingham Universities, Karen has worked for a number of large US institutions; including JP Morgan, The Bank of New York Mellon, Northern Trust and Citigroup. Within these organizations, as well as having experience heading up Relationship Management teams, Karen has also held a variety of Securities Services product positions.

Mr James Fok is the Chief Commercial Officer of CMU OmniClear Limited, a wholly owned subsidiary of the Exchange Fund. Since January 2025, CMU OmniClear has been carrying out the operations and business development activities of the Central Moneymarkets Unit on behalf of the HKMA. Previously, James served for a decade as a senior executive at Hong Kong Exchanges and Clearing (SEHK: 388), where he played a major role in a number of landmark Chinese capital market internationalisation initiatives, including the launch of the Shanghai-Hong Kong Stock Connect programme (2014), Bond Connect (2017) and the Hong Kong market's Listing Reforms (2018). In his earlier career, he worked as an investment banker in both Europe and Asia, specialising in the financial services sector. James has written and spoken extensively about market structure issues and the intersection between geopolitics and international finance. He is an Independent Non-Executive Director of Ardmore Shipping Corporation (NYSE: ASC), an Executive Board Member of the International Securities Services Association, and a Distinguished Nonresident Fellow of the University of Hong Kong’s Centre on Contemporary China and the World. He has also previously served on the Hong Kong Securities and Futures Commission’s Fintech Advisory Group (2023-24), as an International Member of Ireland for Finance's Industry Advisory Committee (2021-23), and on the Financial Services Advisory Committee of the Hong Kong Trade and Development Council (2014-21).

International Securities Services Association The International Securities Services Association (ISSA) is a global association that supports the Securities Services industry. ISSA’s members include Central Securities Depositories (CSDs), custodians, technology companies and other firms who are actively involved in all aspects of the Securities Services value chain. By connecting its members and facilitating collaboration, ISSA provides the leadership necessary to drive change in the Securities Services industry. The focus is on finding progressive solutions to reduce risk and improve efficiency and effectiveness – from issuer through to investor – as well as providing broader thought-leadership to help shape the future of the industry. Margaret is the Chair of ISSA. In this position, Margaret is responsible for managing and working with the ISSA Board to ensure oversight and the ultimate responsibility for the management and coordination of all activities of the Association. The Board collectively sets the strategy and agenda of the Association and supports the ISSA team in driving forward the ISSA agenda.

Paul Maley is the interim CEO of Deutsche Bank in the Americas, based in New York. Concurrently, he serves as Global Head of Trust and Securities Services (TSS) and Regional Head of the Corporate Bank in the Americas. With over 25 years of experience at Deutsche Bank, Paul has held a wide range of roles across various geographies and responsibilities. Most recently, Paul spent nearly a decade in London where he held various senior level positions, including Head of the Corporate Bank for the United Kingdom and Ireland (UKI), Chief Operating Officer (COO) of Global Transaction Banking, and Global Head of the Business Solutions Group (BSG) where he helped lead strategic initiatives across the firm’s investment banking franchise. Early in his career, Paul worked across Equities and Fixed Income Derivatives businesses in London and New York, where he served in a variety of client facing roles. In 2010, he moved to New York to help revitalize the Listed Derivatives for the Americas. Paul began his career with Deutsche Bank in Frankfurt, Germany, in Fixed Income Derivatives business. Paul is a graduate of Brunel University of London with a degree in Electrical and Mechanical Engineering.

Brian Steele is Managing Director, President, Clearing & Securities Services at DTCC where he is responsible for leading the firm’s clearing and securities services businesses, including Equity Clearing and Settlement, Fixed Income Clearing, Wealth Management Services, Asset Services, Institutional Trade Processing (ITP) and Repository & Derivatives Services (RDS). He is a member of the DTCC Executive Committee, Management Risk Committee and the Investment Management Committee. In addition, he serves as Chair of the ITP Board of Managers, Chair of the Deriv Serv Board, is a board member of the International Securities Services Association (ISSA) and participates as a member of the World Economic Forum Steering Committee. Brian has nearly 20 years of experience in financial services, serving in a wide range of senior-level roles including Goldman Sachs, where he most recently served as Managing Director of Americas Client Coverage Group and Global Head of Client & Market Solutions. Prior to that, he served as a senior leader in several key global markets and operations-related roles, including Global Head of Market Structure Solutions; Global Head of Equities Execution Services and Settlements; Global Head of Digital Transformation for the Operations Division, and Global Head of Market Solutions for Operations Division. In addition to his work at DTCC, Brian also served as a board member for Acadia, Traiana, Access Fintech and Droit. Brian holds a bachelor’s degree of Science in Marketing and E-commerce from the Ithaca College.

COO - Transaction Banking Corporate & Investment Banking

Awaiting updated biography. Lewis Sun has been appointed as Head of Domestic and Emerging Payments for Global Liquidity and Cash Management (‘GLCM’) from May 2022. Mr. Sun has performed in various roles in China and Hong Kong and developed a notable career in GLCM since he first joined HSBC in 2002. He was later seconded to Hong Kong as a Regional Sales Manager in 2005 before relocating back to China to lead the south China cash management business in 2008. Mr. Sun became Head of Sales for GLCM in China in 2010. In this role, he succeeded in providing cash management solutions and advice to corporates across mainland China, leading the team with his thorough understanding of the market landscape, the dynamic environment and the challenges faced by corporates in China. After that, he was appointed as Head of GLCM, HSBC China in February 2015. In August 2017, Mr. Sun was appointed as the Regional Head of Product for GLCM based in Hong Kong. With his technical expertise and deep understanding of the market trends, he has played instrumental role in driving for the digital transformation and innovation to support the evolving needs from the clients. Mr. Sun holds a Master Degree in Electronics Engineering and an International MBA Degree from Tsinghua University, as well as a Certificate in International Cash Management from the Association of Corporate Treasurers in the UK.

Jack is a Director in Swift's Strategy team looking after digital assets and digital currencies. He previously led Swift’s tokenised asset and blockchain interoperability experiments with the community and represents Swift on various industry initiatives like Project Agora and the Regulated Liability Network. Jack joined Swift from Deloitte Consulting and also spent nearly a decade in Deutsche Bank’s transaction banking and treasury services business responsible for a portfolio of corporate and non-bank financial institution clients. Jack received his MBA from the UCLA Anderson School of Management.

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Julie Bolan is the Global Head of Payments Go-To-Market at Swift, where she leads global initiatives that accelerate the industry’s transition towards faster, more transparent and frictionless cross-border payments. She is recognised as a payments and market expert, bringing together industry collaboration, data-driven insights and execution to deliver meaningful improvements in the end-to-end payment experience. In 2025, Julie oversaw a comprehensive assessment across 40 markets to evaluate the factors influencing speed and traceability of inward payments. Through more than 400 stakeholder workshops with supporting Swift data, her team identified systemic and operational barriers and is now delivering market-level insights back to the industry to drive change. Julie is a sought-after speaker and thought leader at Sibos and major industry events and supports the Swift community speaking at financial institution client forums. Her sessions often focus on payment modernisation, ISO 20022 adoption, the end-to-end customer experience, speed and end to end traceability With over 30 years in the banking and finance industry, Julie’s expertise spans global transaction banking, domestic and international payments, and risk, regulatory and financial crime programmes. Prior to joining Swift, she held senior leadership positions at Westpac, including Head of Receivables Products, Head of GTS Product Delivery Asia, Director of Payments (including NPP), Head of Network Management, and Head of Risk, Regulatory and Financial Crime Transformation. Julie’s leadership has been recognised across the industry, including the 2023 Women in Payments Australia Distinguished Payments Professional Award. She remains passionate about harnessing innovation, collaboration and interoperability to shape the future of payments.

Christian Stolcke is a Capital Markets and Transaction Banking veteran who has spent his career growing financial service businesses and executing global, large scale performance improvement programs across Shared Services, Operations and Technology. At Bank of America, Christian is Managing Director and head of Global Financial Institutions, Non-Bank Financial Institutions and Governments within Global Payments Solutions (GPS). In this role, Christian leads a worldwide team of sales and product professionals responsible for maintaining and strengthening relationships with clients across several industries, including banks, governments, investment managers, securities firms, insurance, paytech, private capital and specialty finance firms. Products span global cash management, trade and supply chain finance, foreign exchange, commercial card, liquidity, and investment solutions. Prior to joining Bank of America in 2022, Christian spent 16 years at UBS where he held a dual role as global head of Banks and head of Corporate Subsidiary Banking in the Americas, both within the Corporate and Institutional Client Business. During his tenure, he led a series of programs (global restructuring, divestiture, reengineering, and regulatory) that helped the bank to achieve its post-crisis turnaround and leadership position. Previously, Christian was at JP Morgan Chase & Co where he held leadership roles in Corporate Center Finance, Shared Services Reengineering, Retail Channel Strategy and Technology & Infrastructure. Prior to banking, Christian worked at EDS CoNext, an EDS/AT Kearney startup and strategic sourcing consortium where he was vice president for Product and Client Management. At the management consultancy AT Kearney, he was a principal in the Global Operations and Financial Institutions Group where he contributed to the launch and expansion of the firm’s Latin American franchise. For many years, Christian has been deeply engaged with BAFT, the Bankers Association for Finance and Trade, at both board and execution level. He has an undergraduate degree in Business and Information Technology from the University of Mannheim and an MBA in Finance and International Management from the Zicklin School of Business, Baruch College, NY. He is based in New York.

Magali Van Bulck is the Head of Policy and Government Relations at Wise, having joined the company in 2016. In her time at Wise, she has been heavily focused on improving transparency in cross-border payments, lowering the cost of remittances and providing a pathway for non-banks to join the financial infrastructure. She sits on the board of the International Association of Money Transfer Networks (IAMTN) and PayBelgium, and founded Accept My IBAN, a platform to report IBAN discrimination which has successfully put this consumer protection issue on the political agenda.

Nikil Chande is a Senior Director in the Supervision Department at the Bank of Canada. Nikil leads the teams responsible for the registration and enforcement of retail payment service providers under the Retail Payment Activities Act (RPAA). A key figure in the development and implementation of this landmark legislation, Nikil has been closely involved with the RPAA framework from its early stages and continues to play a central role in its evolution. With deep expertise in both law and economics, Nikil brings a strategic perspective to one of the most significant transformations in Canada’s financial regulatory landscape. He has been instrumental in shaping a modern oversight regime that balances innovation, consumer protection, and market integrity—advancing the goals of safety and efficiency in the rapidly evolving world of retail payments. As jurisdictions around the globe explore the regulation of emerging payment ecosystems, Nikil's work offers valuable insights into designing frameworks that are agile, forward-looking, and globally relevant. His contributions align directly with SIBOS 2025’s theme, “The next frontiers of global finance,” making him a timely and impactful voice in shaping the future of financial services.

Jack is a Director in Swift's Strategy team looking after digital assets and digital currencies. He previously led Swift’s tokenised asset and blockchain interoperability experiments with the community and represents Swift on various industry initiatives like Project Agora and the Regulated Liability Network. Jack joined Swift from Deloitte Consulting and also spent nearly a decade in Deutsche Bank’s transaction banking and treasury services business responsible for a portfolio of corporate and non-bank financial institution clients. Jack received his MBA from the UCLA Anderson School of Management.

Fernando Vázquez is President, Capital Markets, Chainlink. He is an open-source software industry veteran with over twenty years’ experience across technology innovation and governance, capital markets, and digital assets. He serves on the boards of regulated financial institutions and foundations globally and is a member of the Monetary Authority of Singapore’s International Technology Advisory Panel. Prior to joining Chainlink Labs, Fernando was CEO of SBI Digital Asset Holdings, part of the TSE-listed financial conglomerate SBI Group. Fernando’s early career began in academia, where he first became deeply involved in the budding Linux community. This led him to the corporate world with a number of roles at the NTT Group, eventually becoming a founding member and technical director of NTT’s Open Source Software Center, where he built a team that made major contributions to open source projects that underpin modern cloud and Internet services.

Nick is Managing Director, Head of Innovation at Swift

Managing Director for Digital Assets at Santander

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Abeetha is an Executive Director in the Goldman Sachs Digital Assets Team, leading the tokenisation initiatives. Prior to his current role, Abeetha was the EMEA head of Equities and Structured Credit Operations. Abeetha earned a Master’s degree in Mechanical Engineering from the University College London.

Cash Manager

Global Head of Cash Management

Rishikesh R Tinaikar is the Global Head of Go-to-Market for Corporates and Trade at SWIFT. With over 20 years of experience in payments, treasury, and digital transformation, he leads strategic initiatives that shape adoption of B2B payments, digital treasury and working capital solutions by corporates and financial institutions worldwide. Rishikesh has held leadership roles across APAC, EMEA, and North America, and previously worked with IBM, Hitachi, and JP Morgan Chase.

Head of European Growth - Corporate & International Banking

Stephanie is Head of Digital Assets Competence Center at Euroclear. She comes with an extensive experience building innovative solutions for Financial Institutions and Capital Markets. Before joining Euroclear, she served as CPO of Lemonway, an European Payment Service Provider, in charge of their core product and building their web3 strategy. Till 2020, Stephanie was COO of LiquidShare, a consortium founded by major European Financial Institutions in 2017 to develop and operate a blockchain-based settlement infrastructure for SMEs. Before that, Stephanie was Head of Post Trade Innovation at Calypso Technology (now Adenza, part of Nasdaq Group) where she spent 14 years in charge of Post-Trade Product Management, developed her blockchain expertise and developed various cross-asset post-trade solutions for leading Financial Institutions across the world.

Thomas Dugauquier is leading Swift’s product definition for Digital Assets. Prior to this role, he has been performing various positions at Swift in product definition supporting notably the ISO20022 adoption and Swift solutions for Market Infrastructures. He also recently held the position of Chief of staff and helped coordinating the definition of the instant and frictionless strategy laid out by Swift’s executives.

Thilo has worked for the German Stock Exchange for 25 years, of which he spent the last 20 years in their Post-Trade business at Clearstream. He has spent most of his career in client-facing and sales roles but also ran the Asset Servicing Product for Clearstream for several years. In his current role he is responsible for Business Strategy, Business Development and Commercialisation of Clearstream’s Issuer Services Business, covering traditional as well as digital and tokenized asset issuance topics globally.

Gabriel Callsen is a Senior Director, FinTech and Digitalisation, at the International Capital Market Association (ICMA). He is responsible for ICMA’s digitalisation and standards initiatives to support the digital transformation of fixed income markets. This includes ICMA’s Bond Data Taxonomy (BDT) as well as ICMA’s collaboration on the FINOS Common Domain Model, two key initiatives to promote interoperability through common and open standards. He is secretary to ICMA’s FinTech Advisory Committee, ICMA’s overarching governance body focused on innovation in global bond markets, as well as ICMA’s DLT Bonds Working Group. He also represents ICMA at various international forums, including the European Central Bank’s New Technologies for Wholesale Settlement Contact Group (NTW-CG), the UK’s Industry Data Standards Committee (IDSC) and the Monetary Authority of Singapore’s (MAS) Project Guardian initiative. Gabriel has published various papers on FinTech, DLT, Big Data, AI, regulation and capital markets, and speaks regularly at industry conferences and educational events. Prior to joining ICMA, Gabriel worked for the European Commission and Tradeweb.

Michael Knorr is the head of CHIPS® product management at The Clearinghouse. He is responsible for driving strategy and product development for CHIPS, a systemically important high value payment system that supports domestic and cross border USD high value payments. Prio to The Clearinghouse, Michael held various leadership positions at Wells Fargo Bank and Citibank providing industry advisory and thought leadership to support the development of target state architecture for the payment ecosystem. In prior roles he managed payment and liquidity risks and liability products for Wells Fargo Global Payments Services and managed Enterprise Services for Citi Treasury & Trade Solutions. Michael is a member of the US Observer and Market Practice Group, ISO 20022 Payments SEG, and High Value Payments Plus working group. He former Co-Chair of the Payments Market Practice Group (PMPG) and served on the CPMI cross-border payments interoperability and extension task force (PIE). Michael holds an MBA in Finance and Information Services from Indiana University in Bloomington, Indiana. He earned his undergraduate degree in Management Information Systems from the University of Duisburg, Germany."

Mr. Michael Eganza is the Director, Banking and Payment Services. He joined the Central Bank of Kenya in January 2021. He holds a Master in Business Administration (Finance) degree from United States International University, Africa and a Bachelor’s degree in Economics and Business Studies from Kenyatta University. Mr. Eganza has over 20 years banking experience cutting across technology operations, client experience, cash and trade management services, financial markets operations and risk management. His experience spans over multiple geographies in Africa (Angola, Botswana, Kenya), and Asia (Singapore and Pakistan, India). Prior to joining Central Bank, Mr. Eganza worked with I&M Bank Kenya and Standard Chartered Bank in various senior management roles. At the Central Bank he is responsible of running the following core functions of Banking Services ( Banker to Government, Commercial banks and Micro Finance Banks and National Payment System that overseas ,payments policy, licensing framework of payment service providers , oversight and supervision of payment service providers , in addition running and operating the payment market infrastructures of RTGS and ACH.

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Thomas Preston brings a blend of Financial Crime Compliance and Payments expertise, partnering with banks across the globe to deliver fast, compliant, and transparent cross-border payments. With a track record of helping institutions balance regulatory rigour and customer experience, Thomas is passionate about enabling the industry to move money safely, efficiently, and with confidence.

Isabel is the Executive Platform Owner for BNY’s Enterprise Payments Enablement Platform. The roughly 1,700 people strong Payment Enablement Platform, with teams located around the World, provides critical payment capabilities for businesses and functions across BNY globally in support of over $3 trillion in payment activity every day. Isabel is a senior executive with over 25 years of experience in global cash management, driving strategic planning and business development and product & market management. She has a strong track record of driving change and generating sustainable bottom-line contributions while effectively managing risk. She has proven experience building and managing global, diverse, highly motivated teams. Prior to her current role, she co-led BNY’s Payment Product team in Treasury Services where she shaped and executed the product strategy and development for BNY’s Global Clearing and FX Payment product offering for domestic and global clients and our Asset Account Services solutions for NBFIs. Prior to joining BNY in 2019, Isabel led Deutsche Bank’s Cash Management product management function in the Americas and previously held a number of senior positions at Deutsche Bank and JPMorgan covering product management and business line leadership roles in Cash Management and Global Clearing. She started her career in banking at Banque Federative du Credit Mutuel in Strasbourg, France.

Pamela Mar is the Managing Director of the Digital Standards Initiative (DSI) of the International Chamber of Commerce (ICC), based in Singapore. The DSI is a public private partnership backed by the ICC, the Singapore government, Asian Development Bank, World Trade Organization and World Customs Organization, that aims to digitalise global trade by harmonising and digitalising supply chain standards, and by building digital readiness across the global trade ecosystem. She was previously the Executive Vice President – Knowledge and Applications at the Fung Group, a Hong Kong based multinational supply chain manager. She brings over 20 years of experience working across global supply chains and industry on sustainability, technology, and global policy issues — having held roles based in Hong Kong, Shenzhen and Geneva. Ms Mar was named in the Eco-Business Sustainability A-List in 2019 and has published and spoken widely on corporate sustainability and supply-chain issues.

Hari is the Head of Industry and Innovation, Transaction Banking at ANZ. Hari is responsible to conceptualise, design, and implement innovative products using emerging technologies that transform the bank's approach to payments, trade finance and data analytics. Hari has been leading ANZ’s work on Digital Currencies and Tokenisation including the recently concluded Pilot with Reserve Bank of Australia. Hari has been actively involved in CBDC consultations, Pilot across Asia Pacific including in Australia, New Zealand, Singapore, Hong Kong, and Indonesia. Hari led the two use cases in 2023 in Reserve Bank of Australia’s CBDC Pilot in 2023. He has been active speaker on this topic at various conferences and events, including SIBOS, Australia Crypto Convention to share his expertise and insights on Central Bank Digital Currencies.

Avanee joined Swift in April, 2023 as the Global Head, Trade Strategy based at Singapore. Avanee has over 20 years of banking experience across Singapore, North America, Hong Kong and India. At Swift she is responsible to help formulate and drive the core strategic trade agenda as well as help swift redefine its role in the exciting and evolving global payments and trade eco system. She also helps drive partnerships with banks, corporates, fintechs, governments and industry bodies on various initiatives to ensure frictionless trade for the community. Before Swift, Avanee was responsible for global product management for trade and supply chain finance at ANZ. In her 20 years of banking, she has worked in a variety of roles including sales for trade, payments & cash management, relationship management covering the shipping and logistics sector, credit, strategy, and technology. Avanee has a master’s degree in computer engineering from State University of New York and an MBA from INSEAD.

Lucy advises banking executives at North America’s leading financial institutions on their digital innovation strategies. With a career spanning corporate strategy, global banking, and management consulting, she brings deep industry insight to her role. At Microsoft, Lucy partners with clients to shape the future of finance through AI-powered transformation.

Dr. Rebecca Harding is CEO of the Centre for Economic Security and an independent trade economist, author, public speaker. She is a specialist in digital and sustainable trade and supply chain finance, geoeconomics and geopolitics. Her affiliations include roles as Chief Economic Adviser to the Defence Security and Resilience Bank, an Associate at Earendel Associates, and an Associate Partner in the T3i Partner network. She is a member of the Alphen Group and a former a Senior Fellow at the British Foreign Policy Group. Her strategic advisory business, Rebeccanomics, provides services in international trade including work on sustainable trade finance for the ITFA and the Sustainable Trade Forum. In 2022 she was awarded the “Net Zero Entrepreneur of the Year” at the annual Scale Up Group’s Enterprise Awards. She has built three data-based technology businesses and published multiple books and academic articles. She has held senior positions as Head of Corporate Research at Deloitte, Senior Fellow at London Business School, and Chief Economist roles at the Work Foundation and at UK Finance. She acted as Specialist Adviser to the Treasury Select Committee and advised the All-Party Parliamentary Group on Entrepreneurship. Between 2004 and 2018 she was a Director and Trustee of the German-British Forum.

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Jayna Bundy is Vice President and Treasurer at Microsoft overseeing global liquidity, capital structure, financial risk, investments, currency and business risk, global banking, collections, and cash management. Her team also provides credit & payment solutions to Microsoft’s global customers, partners, and vendors to support their digital transformation journey. Previously, Jayna led the Indirect Procurement organization at Microsoft where she was responsible for competitive sourcing of goods and services and contracting in a compliant and socially responsible manner. Prior to Microsoft, Jayna held roles at JPMorgan Chase and Safeco Asset Management. Jayna and her team have been recognized with several industry awards including Alexander Hamilton, Adam Smith, and Global Finance and Risk Magazine for leveraging technology and innovation in Treasury and Finance. A strong advocate for diversity and inclusion initiatives, Jayna serves as the executive sponsor of Women in Finance at Microsoft.

Yoichiro Ushiro, Expert at Transaction Banking Division, MUFG Bank, responsible for the product strategy and development of cash management, trade finance and supply chain finance products in the bank. With over 20 years’ experience in the corporate banking industry, including 10+ years in digital and transaction banking area, producing new products and services within the bank. Leading trade finance products as well as cash management initiative.

Andrew Blair is the Head of Global Solutions at Kyriba, the leader in liquidity and risk management solutions. He leads teams globally across solution engineering, value consulting, and technical sales. Prior to joining Kyriba, Andrew spent nine years at GTreasury in professional services, account management, and presales leadership roles. He brings deep expertise in treasury technology, financial risk management, and helping organizations navigate complex problem solving payments, treasury, and risk management.

Carmen Rey is VP, Head of Swift and International Payments at PagoNxt (a Santander company). With over 20 years of experience, she brings deep expertise in payments and cross-border infrastructure. From within one of the most established networks in finance, she’s driving innovation, resilience, and value at global scale. Carmen has held senior roles at Santander, Barclays and Accenture, and holds an Executive MBA from Chicago Booth.

Active in payments and cash management with BNP Paribas and its predecessors since 2004, Wim has end-to-end experience in business development, product management and platform integration, delivery & operations. He holds an MSc in commercial engineering and is currently heading the product group on payments & collections for the bank's Cash Management business. He also acts as a client advisor. He is passionate about mapping the everyday needs of corporate treasurers to innovative transaction banking solutions. Wim is a regular speaker at banking and corporate conferences.

Beatrice Pechtl joined StoneX in January 2005 within the Payments Business. Following a brief experience in Operations, she transitioned to the Trading desk, where she spent several years developing deep expertise in financial markets. Building on this foundation, Beatrice went on to establish the Correspondent Banking department for EMEA. Today, she leads a team managing relationships with nearly 400 partner banks, with a strong emphasis on Africa. In this role, she plays a key part in expanding access to cross-border payments and strengthening StoneX’s global banking network.

Product Owner - Network Interoperability

Ben Ellis is SVP and Global Head of Commercial and Money Movement Strategy & Operations at Visa. Prior to his current role, he was the Global Head of Visa B2B Connect, where he led a multilateral network that leverages Visa’s expertise to deliver predictable, secure, and cost-effective B2B cross-border payments for financial institutions and their corporate clients. Ellis previously drove growth initiatives for the Global Solutions team at Visa and led strategy for Visa Commercial Solutions globally. He also served as the Head of Enterprise Risk Management. Before joining Visa, Ellis was a partner at McKinsey & Company in San Francisco, where he spent over 17 years advising financial institutions across the U.S., Canada, and Latin America on strategy, risk management, operational improvements, and organizational design. His earlier career includes roles as Sr. Manager of Partner Relationships at Ashford.com and a Summer Associate at Bridgewater Associates. With a robust background in financial services and risk management, Ellis continues to advance Visa B2B Connect, enhancing cross-border payment solutions for businesses worldwide.

Juan Carlos is leading a global team in charge of the Digital Strategy and the regional team of Digital Enablers within Product at Swift. He is mainly focused on strategic technology engagement, prototyping and accelerating adoption of the Swift Back End and its exposition to the clients and partners Front Ends. Before assuming his current role, Juan Carlos held other leadership positions in Business Development and Product. Prior to joining Swift, he worked in several fintechs and financial institutions, combining technology and business. Always in the financial industry since he started his career in 1999 after obtaining a bachelor and master´s degree in Telecom Engineering.

Avanee joined Swift in April, 2023 as the Global Head, Trade Strategy based at Singapore. Avanee has over 20 years of banking experience across Singapore, North America, Hong Kong and India. At Swift she is responsible to help formulate and drive the core strategic trade agenda as well as help swift redefine its role in the exciting and evolving global payments and trade eco system. She also helps drive partnerships with banks, corporates, fintechs, governments and industry bodies on various initiatives to ensure frictionless trade for the community. Before Swift, Avanee was responsible for global product management for trade and supply chain finance at ANZ. In her 20 years of banking, she has worked in a variety of roles including sales for trade, payments & cash management, relationship management covering the shipping and logistics sector, credit, strategy, and technology. Avanee has a master’s degree in computer engineering from State University of New York and an MBA from INSEAD.

Francisco Javier Fernández de Trocóniz is currently Head of Global Trade & International Banking and Responsible for GTB in UK, Continental Europe & Asia at BBVA Corporate and Investment Banking. With his over 25 years of experience in the financial sector, Francisco Javier has acquired an extensive product knowledge and expertise in servicing corporate clients globally. Prior to his current position, Francisco Javier was heading BBVA CIB in Spain & Portugal and before that, he held other relevant positions such as Head of Global Corporate Banking in Northern Europe and Head of Investment Banking in EMEA. Mr. Fernández de Trocóniz holds a Degree in Business Administration from Deusto University, a MBA from IE Business School and a Executive MBA from IESE.

Dominique joined Crédit Agricole CIB in 2015 as Global Head of Supply Chain Solutions (SCF) to build an innovative SCF proposition, then developing synergies between the various flow product lines of ITB – from Cash to Trade-, linking it through innovation, ESG principles and digitalization. Dominique brings her deep products expertise and market knowledge from a number of roles in a few international Financial Institutions as ANZ, ABN AMRO, RBS, and now Crédit Agricole, performing various positions in Client coverage, Export finance, Global Trade Finance and Cash Management. She has been appointed 1st of January Global Head of GTC (Global Trade & Commodities), a newly created division gathering Trade and Receivables, Supply Chain Finance with Commodity finance.

Enno’s primary role is to help Surecomp fulfill its mission to enable seamless, sustainable trade for everyone by removing barriers and fostering collaboration. He is responsible for driving Surecomp’s strategic direction to ensure product development is completely aligned with customer needs. A seasoned expert in the field of corporate banking with a focus on cash and trade, Enno joined Surecomp in March 2021. Prior to that he spent five years at leading global management consultancy firm McKinsey. He has also held senior positions at Commerzbank, one of the world’s top 20 trade finance banks. Enno’s command of the trade finance industry and his strong customer orientation are key to enabling customers drive growth through enhancing efficiency, reducing costs, fostering collaboration and improving customer service.

He has currently the bank’s representative roles including Chairperson of SWIFT User Group (Japan), BIS/CPMI PIE Task Force (-March 2024), BAFT - Global Payment Industry Council Member, Japanese Bankers Association - Working Committee Member - Payment & Transaction Banking, - Security Settlement, Asia Bond Market Forum Member. He leads the initiatives of the bank to cope with G20 cross-boarder payment improvement target by collaborating with internal & external stakeholders including public sectors. Before assuming above his current role, he served as the Head of Cash Management Business within the Global Transaction Banking Department for the Americas. For a decade, primarily based in New York, he led the strategic direction and management of the business, focusing on multinational corporate customers across the Americas. Under his leadership, the teams—which included Solution Sales, Onboarding, Customer Support, and Product Development & Administration Management—assembled the foundation of Mizuho's transaction banking operations in the region. Notably, he spearheaded the development of several innovative products, such as Cross-Border Cash Pooling, Multibank Cash Concentration, and a CMS Portal for Local Payment & Collection, Direct Connection, and Commercial Credit Cards. Moreover, he expanded the Global CMS Portal's reach to Canada and Mexico, forging strategic alliances with local banks in the US, Canada, and Mexico. In addition to his accomplished career in the US, he possesses extensive experience in cash management within the Asia-Oceania region. From Singapore, he led Mizuho's global cash management business, extending its services to include countries like Australia. There, he not only introduced Mizuho's global products but also played a pivotal role in supporting local business development. His efforts encompassed enhancing local CMS product capabilities and solution sales proficiency. The solutions he proposed addressed customers' liquidity management and repatriation needs in highly regulated environments. Furthermore, he established new banking service partnerships with local banks in Vietnam, the Philippines, and Myanmar. His significant contributions also include the establishment of Mizuho's first Transaction Banking organization in Singapore, achieved by recruiting a substantial number of new staff during the initial year.

Dharmesh Syal has over 30 years of experience heading up global product and engineering teams to build digital platform-based businesses. An experienced CTO, he has managed large technology platform and ecosystem-based product portfolios that use continuous user research and product/market fit processes in highly regulated industries. He joins Convera from BCG Digital Ventures where he was CTO and Managing Director. In addition, he has also held leadership roles with IBM, PwC, AT&T, and Mahindra & Mahindra group. Dharmesh lives in Seattle, Washington and holds a bachelor’s degree in Electronics Engineering from NIT, India and has completed several management education programs.

Simone is the Global Head of Payment Platforms at Commerzbank. In her role, she is responsible for the product management, IT operations, development and delivery of Commerzbank’s global cash management activities for retail and corporate clients as well as for the corresponding banking network. Simone has close to 20 years of experience in wholesale Corporate Banking. She has held several management positions including Head of Corporate Banking in Commerzbank France as well as Head of International Platforms. In Commerzbank’s agile transformation, she drives technological development combined with a customer centric delivery approach. Simone and her teams represent Commerzbank in various German and European forums and working groups using in-depth payment knowledge, insights into customer requirements as well as technological development to provide thought leadership to the industry. She is a Board member at EBA Clearing and Board Observer at Fnality International.

Shaheen Budhrani, Global Head of Strategic Partnerships at Thunes Shaheen is the Global Head of Strategic Partnerships at Thunes, where he leads Thunes' global channel sales strategy, collaborating with key ecosystem partners in core banking, BaaS, treasury management, and payment orchestration. Shaheen has over 12 years of experience in global B2B sales and partnerships across fintech, payments, accounting software, and hospitality. He has a proven track record in negotiating commercial agreements and managing the full lifecycle of partner relationships. He has led cross-functional teams and developed partnership playbooks.

Francois is Head of Payments Go-To-Market for EMEA at Swift, responsible for driving the rollout of the Swift’s payments strategy across the region. Francois has developed a deep expertise of the evolving global payments landscape, helping his customers to navigate an increasingly complex financial ecosystem and to drive innovation through strategic payments initiatives. Prior to his current role, Francois was involved in major payment market projects including the global adoption of ISO 20022 for payments, the European payments infrastructure renewal and the deployment of instant payment solutions. Francois joined SWIFT in 2016. Prior to joining Swift, he held various finance & treasury roles in the telecom industry as well as being a senior Auditor at PwC. He holds a Certificate in Corporate Treasury from the UK Association of Corporate Treasurers and a Master in Business and Economics from the Solvay Brussels School of Economics and Management.

Lavinia Bauerochse is Global Head of Sustainable Finance at Deutsche Bank‘s Corporate Bank and member of the divisional Executive Council of Corporate Bank. In her role, Lavinia is responsible for the Sustainable Finance dialogue with corporate clients of Corporate Bank globally, and defining Corporate Bank’s Sustainable Finance strategy and offering. Lavinia is member of the Supervisory Board of PlanA.Earth, member of the expert group of the Green Guarantee Group as well as various transition- and Hydrogen-related industry and advisory groups. Lavinia is with Deutsche Bank for more than 20 years. Prior to her current role, she was Chief Operating Officer for Corporate Bank Germany, and held leadership roles at Deutsche Bank, both in Germany and the UK. Lavinia is originally from the North of Germany and holds an MBA from the European School of Management and Technology (ESMT) in Berlin.

Elena leads LSEG’s sustainable finance and investment data solutions and commercial strategy. She is responsible for driving the integration of ESG, green and sustainable data, insights and analytics into the different products, services and client propositions across LSEG’s Data & Analytics Division. Elena has worked in sustainable finance for 20 years holding a variety of industry positions, including her current membership at the EFRAG SR TEG and she was ex-rapporteur of the European Commission Technical Expert Group (TEG) on Sustainable Finance. She was also a member of the ESG Working Group advising the CFA Institute on ESG standards for financial products. Previously, Elena led the global ESG business at Refinitiv, the former Financial and Risk business of Thomson Reuters. Her career began at Morgan Stanley and then, ASSET4, where she worked as a Senior ESG Analyst and later Head of ESG Data Quality. Elena holds an MBA and BA in Finance and International business from Stetson University, Florida.

Wolfgang Vitzthum is Managing Director and Head of the Sustainable & Transition Finance Advisory team at Commerzbank. The team advises corporate clients at the interface of strategy, sustainability and financial markets. Wolfgang has almost 20 years structuring and sales experience in various sectors and customer groups. He holds a master degree in economics (Dipl. Volksw.) and began his career in Debt Capital Markets / Structured Finance at Dresdner Bank in 2005.

Kat is Global Head of Environment at Swift, leading the cooperative’s climate programme and delivery of its net zero strategy. She is an experienced sustainability professional, and has previously advised the UK Government, energy companies, and financial institutions across all aspects of sustainability, including ESG strategy, transition planning, and climate risk integration.

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Global Head of Cross Border Payments Product With over 25 years of experience in payments, financial services, and automation technologies, Ryan is a senior product leader at Pega, where he serves as Global Head of Cross Border Payments Product for payment exception technologies. A certified Pega architect, he leads the design and delivery of Pega’s market leading solutions for managing retail and commercial payment fraud, disputes, and exceptions. Ryan worked in payment exception management at multiple large financial institution including HSBC, Barclays, and Lloyds.

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Neil Buchan serves as the Global Head of Standards at Swift, a position he has held since January 2025. In this role, he oversees standards across various financial sectors, including international payments, assets servicing, securities settlement, treasury and trade finance, impacting over 11,500 financial institutions worldwide. Neil joined Swift in 2016 and has held various roles within Swift, contributing significantly to the organisation’s mission of fostering a resilient and efficient financial ecosystem. Neil’s extensive experience in the financial services industry positions him as a key figure in the ongoing evolution of financial standards, ensuring they meet the dynamic needs of the global financial community.

Rochell Tiffany Ntow is a Standards Specialist in the Standards Development team at Swift, where she contributes to the design and maintenance of financial messaging standards that enable secure and efficient global payments and securities processing. Her work supports the industry-wide adoption of ISO 20022 and advances interoperability and compliance across the financial ecosystem. Prior to joining Swift, Rochell gained experience at Barclays as a Client Support Specialist, where she managed institutional and corporate client relationships and ensured the delivery of high-quality operational support. In this role, she contributed to process improvements that enhanced client servicing and operational resilience. She began her career as a Petroleum Production Engineer at the Ghana National Petroleum Corporation (GNPC), applying technical and analytical expertise to optimise performance within complex energy systems. Rochell holds a BEng in Chemical Engineering from Aston University and an MSc in Chemical Engineering from the University of Nottingham. With a multidisciplinary background spanning engineering, banking, and financial standards, she brings a technical and client-focused perspective to the evolving challenges of the global financial industry.

Alexandre leads the teams responsible for managing and delivering Swift’s screening and Know Your Customer (KYC) solutions. Since 2012, he has played several leading roles in the development and launch of several Swift Financial Crime Compliance (FCC) solutions. Prior to his current role, Alexandre held various positions across Swift’s Products and Customer Operations organizations. He holds a master’s degree in Applied Mathematics Engineering and an MBA.

Leo has 20 years experience in the financial messaging industry, focused particularly on payments. After graduating as a Civil Engineer from Faculté Polytechnique in Brussels, he worked as a Business Analyst for Payments & Cash Management at BNP Paribas and ING. After few years, Leo founded Azzana, a consulting company focused on Payments & Corporate Treasury that grew to a size of 100+ consultants working with 60+ banks in Europe & Asia. After leading Azzana for 10 years, Leo decided to shift from consulting to actually build solutions for the financial community, which is where he founded DiXiO, a Swift partner and complementor working with more than 200 institutions across 60 countries. DiXiO is focused on helping the Swift community leverage better on the services offered by the network. Leo is also the chairman of the Swift Enablers User Group. He is a regular speaker at financial events and promotes a unique message: thanks to the capabilities offered by Swift, even incumbent banks could easily rival with the best fintechs in the payments industry.

Anton is a Partner and Head of Financial Services at KPMG in Singapore. He is also the Global Head of Fintech and Innovation, Financial Services at KPMG International.  He specializes in business, corporate and institutional banking, and provides advice to top tier global financial institutions, regulators, MNCs and FMI providers, on strategy, growth and client/ market development. Anton has 25 years of experience in new business model development, advising on innovation within global institutions, supporting scaling of technology led firms and working with investors and regulators to prove out new ways of working. Anton works across all key global markets supporting the next generation of ecosystem cross sector development.

Julie Bolan is the Global Head of Payments Go-To-Market at Swift, where she leads global initiatives that accelerate the industry’s transition towards faster, more transparent and frictionless cross-border payments. She is recognised as a payments and market expert, bringing together industry collaboration, data-driven insights and execution to deliver meaningful improvements in the end-to-end payment experience. In 2025, Julie oversaw a comprehensive assessment across 40 markets to evaluate the factors influencing speed and traceability of inward payments. Through more than 400 stakeholder workshops with supporting Swift data, her team identified systemic and operational barriers and is now delivering market-level insights back to the industry to drive change. Julie is a sought-after speaker and thought leader at Sibos and major industry events and supports the Swift community speaking at financial institution client forums. Her sessions often focus on payment modernisation, ISO 20022 adoption, the end-to-end customer experience, speed and end to end traceability With over 30 years in the banking and finance industry, Julie’s expertise spans global transaction banking, domestic and international payments, and risk, regulatory and financial crime programmes. Prior to joining Swift, she held senior leadership positions at Westpac, including Head of Receivables Products, Head of GTS Product Delivery Asia, Director of Payments (including NPP), Head of Network Management, and Head of Risk, Regulatory and Financial Crime Transformation. Julie’s leadership has been recognised across the industry, including the 2023 Women in Payments Australia Distinguished Payments Professional Award. She remains passionate about harnessing innovation, collaboration and interoperability to shape the future of payments.

CEO & Founder, FinTech Consulting | The Instant Payments Maven™ Marcia Klingensmith is a globally recognized authority on payments modernization, known across the industry as the Instant Payments Maven™. With over 20 years of experience at Fortune 500 companies including Visa, Bank of America, Wells Fargo, LexisNexis Risk Solutions, and FIS Global, Marcia has helped financial institutions and fintechs bring innovative products to market and navigate transformational change. As the founder of FinTech Consulting, Marcia partners with banks, credit unions, and payment providers to deliver actionable AI-driven actionable product strategies around instant payments, ISO 20022, API enablement, and cross-border innovation. She’s a sought-after advisor, speaker, and facilitator—known for simplifying complex topics and turning vision into executable roadmaps. Through her Instant Payments in a Box™ workshops, executive roundtables, and webcast series, she helps institutions not only modernize—but lead—with confidence. Whether guiding go-to-market efforts or elevating her clients’ visibility in the space, Marcia brings unmatched insight, energy, and credibility to every engagement.

Dr Hubertus von Poser (60) is member of the board of management of PPI. PPI with several locations in DE, FR, IT and CH is specialised in payments consulting, payments software and payments outsourcing. We are a market-leading provider of payments products. Our TRAVIC product suite offers the complete payments process chain for banks by a single-source provider – from the customer-to-bank interface through core processing of payments up to interbank communication. The consulting offers of PPI include both strategic and bank-technical consulting as well as IT consulting relating to payments. We advise customers on topics including cross-border and high-value payments, SEPA, instant payments, Request to Pay, card-based payments and next generation payments and many more. Dr v. Poser is head of PPI's consulting and project unit for payments, leading a team of more than 120 payments experts in Europe. He started his career in the financial services sector in 1995 at Bankgesellschaft Berlin AG. In 2001, he started working in the consulting business. Before joining PPI, he worked for KPMG Consulting and Capgemini Consulting. For almost 20 years, Dr v. Poser has had his focus on the payments industry, covering all aspects from strategy and business to IT consulting. During his current assignments Dr von Poser is working as a project leader, interim executive manager, or steering board member.

Computer Systems Engineer graduated from the Higher School of Computing of the National Polytechnic Institute in Mexico, with a certification of excellence from the University of California, Berkeley, USA, in Digital Transformation and Artificial Intelligence. He currently serves as Director of Payment Systems and Market Infrastructures Development and Innovation at Banco de México. With over 27 years of experience in the financial sector, Ángel has specialized in the technological transformation of market infrastructures and payment systems from the central bank. He has led vital projects that have modernized the financial ecosystem, notably the evolution of the Interbank Electronic Payment System (SPEI), ensuring its widespread use, continuous availability, strong security, and high transactional capacity with optimized processing times. As a change agent, he believes that the digitalization of the economy is a crucial pillar for the healthy growth of the financial system. His strategic approach is founded on technological innovation, effective leadership, and a deep understanding of balancing business needs with technology. He has spearheaded key initiatives to promote electronic payments by developing ecosystems that improve financial services. With a vision focused on the planned evolution of payment systems and market infrastructures, Ángel continues to develop solutions that transform the financial landscape, fostering a more efficient, secure, and digitally advanced environment.

Tom is Swift’s business lead for Standards Products, optimising the evolution of Swift’s products to meet the future challenges of market changes and ISO 20022. He has been with Swift since 2022, where he has been an authority on payments market infrastructures, standards and industry transformation. Prior to joining Swift in 2022, Tom led work at the Bank of England on their RTGS renewal. Over his career, Tom has been a member of various industry groups including the CPMI ISO 20022 taskforce and as part of the UK’s delegation to the ISO 20022 RMG and ISO TC68.

Based in Frankfurt, Paula manages Deutsche Bank’s engagement with key market infrastructures and global standard-setting bodies within the Corporate Bank. She serves as a co-chair of the Payments Market Practice Group (PMPG) and represents the German market in several international working groups, including Cross-Border Payments and Reporting Plus (CBPR+) and High-Value Payments Plus (HVPS+). Her work closely aligns with the G20 roadmap to enhance cross-border payments, contributing to the development and harmonisation of global payment standards. Paula also participates in initiatives under Committee on Payments and Market Infrastructures (CPMI), including the ISO 20022 Harmonization Panel. Previously, she was Co-Head of Institutional Market Management in Deutsche Bank’s Cash Management division, led Institutional Case Management Benelux, and held senior roles at Swift and JPMorgan in payments operations, standards and liquidity management.

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José-Luis Langa got a degree in Economics in 1989. He started working at the Central Bank of Spain in 1990 where he participated in several committees dealing with payments. He became Managing Director of the Interbank Payment Service in 2000. When Iberpay was created in 2005, he was its interim CEO. He is currently Deputy CEO of Iberpay responsible for international, institutions and cash. He is a member of the AMI-Pay at ECB and PIE of the CPMI (BIS). He participates in several groups of the European Payments Council. He is Chairman of the European Automated Clearing House Association and participant at the Latam Payment Processor Association.

Juliette Kennel joined Swift in 2004 and is currently Global Head of Industry Engagement for Securities and Standards, based at Swift’s headquarters in Brussels. She represents Swift on several key industry bodies, including as a Board Member of the International Securities Services Association (ISSA), a member of the ECSDA Council and as a participant of the AMI-SeCo ISO 20022 Task Force. Over her tenure at Swift, Juliette has held a range of senior leadership roles, including Global Head of Standards, where she oversaw standards development across international payments, asset servicing, securities settlement, treasury and trade finance. She has also served as Head of Capital Markets and FX and Head of Market Infrastructures. Before joining Swift, Juliette built her expertise in financial markets through roles at Morgan Stanley in London, Société Générale in Paris, and Clearstream in Luxembourg. Juliette holds both French and British nationality.

Stephen Lindsay joined SWIFT in 2007 and currently leads the Standards, Securities and Digital Assets (SSDA) team, which is responsible for developing and maintaining standards, services, and digital platform capabilities to meet evolving market and community needs. Prior to that, Stephen led the business stream evolving SWIFT’s strategic platform to enable instant and frictionless cross-border transactions. Stephen has a longstanding interest in industry standards and continues to lead the workstream migrating the Swift community to ISO 20022 for cross-border payments. Prior to joining SWIFT, Stephen spent 17 years as a technical architect and product manager for a financial software vendor, specializing in the design and implementation of payments and integration software for an international market.

Stuart Warner is the Head of Strategy and Change for Custody, Clearing and Settlement for MSS Operations, a role he has held since May 2022. Stuart joined HSBC in 2009 where he was Global Head of Asset Servicing and Tax Operations, supporting HSBC’s broker-dealer business. In 2017 Stuart moved to Securities Services where he was responsible for Direct Custody and Clearing Product for Europe, MENAT and Americas. Prior to this, Stuart held roles in operations at Citi, Deutsche Bank and Chase Manhattan. Stuart has 25+ years’ experience, focussed on securities and asset servicing where he has led large teams in delivering both ‘run the bank’ operational services and ‘change the bank’ strategic platform programmes. Stuart represents HSBC at the International Securities Services Association’s Operating Committee and has been a lead contributor in industry working groups on ISO20022 and Out of Network Assets.

Gloria Lio serves as Managing Director, Head of Enterprise Services, at DTCC where she is responsible for developing the organization’s strategy to serve as a proactive driver of value to the business and a strategic partner to our clients. Gloria leads new opportunities to maximize the value of our shared services and functions, such as Enterprise Business and Client Operations, both internally and for the benefit of our clients and the industry. Gloria has recently introduced new functions within Enterprise Services as the organization takes on a broader role in elevating the firm, including Enterprise Data Solutions, the Enterprise Resiliency Office and Enterprise Digital Solutions. Gloria is also a member of the DTCC Executive Committee. Gloria has recently expanded her responsibilities to include oversight of the DTCC Regional Administrative Management Group, which is comprised of our regional leadership teams and provides consistent sharing of best practices across our offices globally. Additionally, she is actively engaged with our Employee Resource Groups and a strong advocate for mentorship, participating in both internal and external mentorship programs. Gloria has over 25 years of experience in financial services, serving in a number of senior-level roles including most recently at BNY Mellon, where she was Global Head of Custody and Middle Office Operations. Prior to that, Gloria spent 20 years at Goldman Sachs, where she held several global and regional operational-related leadership roles. Gloria earned a bachelor’s degree in business administration from Pace University.

Lourdes Sohlé is an experienced professional with over a decade working in Mexico’s financial market infrastructure. Currently serving as Associate Director of Post-Trade Product at the Mexican Stock Exchange Group, she leads business strategy, product development and innovation across the CSD (Indeval) and the derivatives and equities CCPs (Asigna and CCV), playing a key role in the Digital Evolution Program — a transformation initiative focused on modernizing core Post-Trade platforms and enhancing peripheral services in line with global standards. Previously, as Associate Director of Commercial and Product at Indeval, she coordinated strategic projects and cross-functional teams to support technology adoption (RPA and data services) and regulatory engagement. In earlier roles at the Group, she led initiatives in automation and operational risk management — including PFMI-aligned risk frameworks and actionable dashboards for executive decision-making. Before joining the BMV Group, she held roles at Santander and the Ministry of Finance (SHCP), gaining experience in operational risk and public-sector insurance. She holds a degree in Actuarial Science and has built her career around transformation and the evolution of Post-Trade services.

At present, I am involved in a number of GTB and Solutions special projects ranging from trade finance to cash management while also working on a number of securities services Market Infrastructure and Regulatory Advocacy initiatives after having for the period of 2017-2019 headed up the Financial Institutions Products Area within the Solutions Area of GTB covering the transaction product needs offered by ISP to over 150 financial institutional relationships. In the FIP Area, I led a team responsible for primarily presiding the product life cycle, including functional analysis, regulatory impacts, documentation support, financial planning and business case validation within the bank's formal Capex processes, closely liaising with other areas of the bank connected to our servicing offering and product roll outs. Over the last few years, I have also participated on behalf of the bank in several key internal and external industry projects representing the needs and business requirements of ISP’s financial institutions client base addressing major market events like SEPA, PSD, AML regulations, CSD pricing policy adaptation, T2S, T2 Consolidation and ECMS implementation. Currently, I am a member of both the domestic and the BCE securities market infrastructure and user and advisor groups (Italian NSG and AMI SECO) and am CoChairing the ISO20022 SCORE Task Force. Most recently, I also represent ISP in the IBOS Association (www.ibosassociation.com/) as the acting Chair.

As over 100 countries explore CBDCs, and as private stablecoins gain momentum, we stand at a critical juncture for digital currencies. Join our experts as they debate which digital currencies will become mainstream, what infrastructure and standards are needed to reach the tipping point for global adoption, and how these innovations will transform liquidity management for banks and corporates alike.

Thomas Dugauquier is leading Swift’s product definition for Digital Assets. Prior to this role, he has been performing various positions at Swift in product definition supporting notably the ISO20022 adoption and Swift solutions for Market Infrastructures. He also recently held the position of Chief of staff and helped coordinating the definition of the instant and frictionless strategy laid out by Swift’s executives.

Engineer by training, Michela began working as a consultant in Accenture in the banking business and since then she has covered different roles as functional analyst, project manager and clients onboarding in many banks. After this experience Michela joined Euronext Milan, formerly Monte Titoli, the Italian CSD, where she gained a very deep knowledge of the Post Trading business. She joined Intesa Sanpaolo in 2017 and after a couple of years she was appointed as Head of the Financial Institutions Product team. Along with the standard product management duties, her team deals with regulations impacting the Post Trading industry at both national and international level, relevant internal projects impacting the business and innovative trends. Since 2023 she has been engaged in the Digital Assets Program of the Corporate and Investment Banking Division with the aim of developing new services in this new ecosystem.

With almost 20 years of experience in the financial industry, a strong background in capital markets, and a deep knowledge of distributed ledger technologies, Stéphane supervises business operations as Chief Operating Officer of Societe Generale - FORGE, responsible for ensuring SG Forge’s services encompass all legal, regulatory, operational and technical constraints. Stéphane started his career as project manager in a major leading consulting firm. He joined Societe Generale group in 2006 and held various managerial functions in IT before being appointed in 2013 Global IT COO Advisor within Societe Generale’s corporate and investment banking division. In 2018, he co-founded Societe Generale – FORGE, a major provider of innovative end-to-end services to issue and manage digital-native financial products registered on the blockchain (security token). Stéphane holds a Master degree in Engineering from Ecole Nationale Supérieure des Mines, Nancy, France. Stéphane was a speaker at SIBOS 2022 in Amsterdam

General Manager of Platform Technology

Stuart leads the payments industry and regulatory relationships for Lloyds Banking Group. He brings a variety of experience to the role from leadership positions in both customer and operational domains. He has been a relationship banker leading financial institutions relationships across the globe, particularly developing correspondent connections in Asia and the U.S. Subsequently, he has held senior positions in transaction banking in strategy, business development and product management. Stuart is responsible for the creation of an annual transformation portfolio, driven by legal and regulatory change aligning this to the strategic goals of the business. He also chairs the organisation’s Payments Design Authority and is accountable for the bank’s payments regulatory compliance and assurance. Stuart sits on Pay.UK’s, Participants’ Engagement Forum and UK Finance, Interbank Payments Policy Committee. With a particular interest enterprise and innovation, Stuart is a member of the International Advisory Board of the Newcastle University Business School, also supporting the university’s STARTUP programme for new student led businesses.

As Group Managing Director and Head of Global Transaction Banking, Mr Melvyn Low has responsibility for OCBC’s transaction banking business serving SMEs, large corporations, financial institutions and government entities across the Bank’s core markets of Singapore, Malaysia, China, Hong Kong and Indonesia. He is an industry veteran with more than 30 years of experience and has held senior positions in cash management, trade, and securities services in regional and global banks. Mr Low also served as Director of the Singapore Clearing House Association from 2010 to 2013, where he was a key contributor to the launch of Fast and Secure Transfers, or FAST, platform. As the Chair of the PayNow Steering Committee of the Association of Banks in Singapore (ABS) from 2019 to 2021, he co-led Singapore banks in the launch of PromptPay-PayNow, the world’s first cross-border faster payment system. Mr Low is currently the Co-Chair of the Digital Standing Committee for ABS and the Steering Committee for Governance of PayNow Cross-border linkages. He also serves as a board member of Network for Electronic Transfers (Singapore) and the Singapore Trade Data Exchange (SGTraDex). Mr Low is an IBF Distinguished Fellow and holds a Master of Business Administration from the University of British Columbia, Canada.

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Head of Payments Strategy at Swift

Emanuela is the Global Head of Cross Border Payments at Citi, she is responsible for the management of a very broad and competitively differentiated suite of cross border payments solutions into over 200 countries. She is accountable for the business strategy and execution, P&L, product development and the partnership with Markets. Recent innovation includes real time payments into bank accounts and into Alternative Payment Methods across borders and currencies and Global Beneficiary Services which allow clients’ payees to digitally track incoming payments.She has been with Citi for a number of years and held various roles within product management in payments as well as a role in Strategy and Financial Planning & Analysis in New York. Before joining Citi in 2003, Emanuela worked for five years at Goldman Sachs in New York in both M&A and Equity Research.Emanuela holds a Master’s degree in Economics from New York University (USA) and a degree magna cum laude in Economics and Commerce from Ca’ Foscari University of Venice (Italy). She served as a Non-Executive Director of Health Beacon plc prior to the company’s IPO, she sits on the EMEA Advisory Board of Women in Payments. In her personal life she is very enthusiastic about sport and a passionate Yoga practitioner. Emanuela is originally from Venice, Italy and currently lives in Dublin, Ireland with her husband Jim, a Boston native, they have two sons age 22 and 17.

Raphael Barisaac, Global Head of Payments & Cash Management, UniCredit Since 2019, Raphael is responsible for Payments and Cash Management at UniCredit Group level, developing strategy for Innovative solutions within the payments, channels and liquidity management alleviating corporate clients experience and implementing digital transformation. Prior to this, Raphael headed the Trade Finance and Working Capital Solutions business globally for several years. Raphael joined UniCredit in 2015 as Global Head of Trade Products from Surecomp, a leading provider of global trade solutions, where he held various positions for over 15 years in Sales, Operations, Business Development, Account management and Client projects. Raphael started his career in banking at Mercantile Bank in 1994.

John Jackson is Head of the Payment Strategy Division, working in the Bank of England’s Payments Directorate. He is responsible for setting the long-term strategy enabling the Bank’s central bank money payment services to evolve in response to a changing world and to promote modernisation in the wider payments landscape.

Head of Payments Strategy at Swift

Director, Swift Product Management

Brice brings over a decade of experience in the financial services industry to his current role at Swift, where he focuses on extending structured and rich data capabilities to corporate-to-bank interactions as part of Swift's strategy for driving instant and frictionless end-to-end cross-border payments. His journey at Swift includes leading the global roll-out of ISO 20022 for CBPR+ migration and contributing to the development of Transaction Manager. Earlier, he was instrumental in introducing GPI capabilities such as GPI for Corporates and Stop and Recall. Brice's foundation was built at KPMG, where he served as a management consultant specializing in technology advisory for the financial sector.

Cash Management

Elise leads the Global Payments, FX and Liquidity business within Transaction Banking. Collaborating closely with ICB and UKC, focussing on our strategic investments globally. Elise has established a career in Institutional Banking spanning 30 years. Prior to joining Barclays in May 2023, Elise was Head of Transaction Banking Solutions within CBA’s Institutional Banking & Markets division. In that role, she was responsible for Transaction Banking specialist sales, client experience, client solution and integration teams, and the distribution arm of the Data & Analytics business, spanning the domestic and international markets. Prior to joining CBA, Elise held a variety of senior roles in Sydney, London and New York, encompassing operations, front-line client relationship management, strategy, large-scale business transformation, client research, and transactional and trade sales.

Lead Payment Industry Representative, PPI AG since 2019 – a consulting and solution company, long standing Swift partner. Mario has more than 25 years of experience in the payment standards and automation in the interbank as well as in corporate-to-bank areas. His projects include SEPA, TARGET (from RTGS to ECMS), RT1/TIPS (from plain connectivity to liquid management) and the wide area of Swift issues, such as connectivity on-prem or SSB, FIN and FINplus / CBPR+ including translations and business-oriented subjects such as gpi, GO, CASE. Mario is next to the projects and product support of PPI also a co-convener in CGI-MP and co-chair of the EPC STP MSG, the scheme technical player multi stakeholder group in Europe. He is also part of several working groups in VDT (German Association of Corporate Treasures) and EBA (Euro Banking Association). He holds a PhD in computer science from University of Potsdam in 1995 after studies in Kaiserslautern and Chicago.

Olivia is an experienced product marketing and market management professional with a strong background in B2B payments and corporate banking. At Swift, she has spent the past three years enhancing corporate payment solutions, working with banks, corporates, and technology providers to deliver seamless, standardised treasury experiences across the global financial ecosystem. Her expertise in product market management enables her to bridge technical development with market needs, driving strategic alignment and product adoption. In addition to her core responsibilities, Olivia has coordinated treasury events and led market studies to deepen industry engagement and inform strategic direction. Previously, at Bottomline, she led go-to-market strategies, product launches, and global engagement in payments and fraud risk, building a strong track record in industry collaboration and driving innovation in payments, treasury, and cash management.

Kerstin is head of ISO 20022 corporate-to-bank standardization and with more than 20 years of global experience in Cash Management at Deutsche Bank a recognized expert in ISO 20022 standardization for payments, status reports, and account statements. She provides strategic guidance and expertise to corporates navigating the ISO 20022 migration, ensuring seamless adoption and integration of the standard. As a format specialist, she has been driving the implementation of ISO 20022 corporate payments and account statements within Deutsche Bank, assuring alignment with industry standards. In addition, she leads since years the Payments Working Group within the Common Global Implementation – Market Practice (CGI-MP) community, contributing to industry-wide harmonization and best practices in the payments ecosystem by close co-operation between corporates, banks, Swift, ERP/TMS providers etc.

With over 17 years of experience in corporate finance and treasury, Johann Lee has developed strong expertise in optimizing financial processes for multinational corporations. He began his career at IBM, where he served as a consultant for six years, focusing on implementing in-house banks and payment factories that significantly enhanced treasury and finance operations for various international clients. Since 2013, Johann has been with Merck KGaA as Principal Expert for treasury and payment processes. He oversees the global payment factory, successfully rolled out across 57 countries. Currently, he is leading the implementation of SWIFT Instant Cash Reporting as a pilot corporate initiative, further advancing Merck’s financial capabilities.

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Jeff is the Global Head of Citi’s Asset Servicing Product. A key responsibility of this role is the management of Product Development agenda/roadmap for Asset Servicing across the Custody Business and the associated technology budget that supports it. Jeff started his financial services career in Midland Bank in 1980 before joining Citi seven years later where he initially worked in UK Settlements, moving to Global Custody Settlements in 1990. In 1995 he was promoted to Head UK Settlements overseeing the implementation of the Crest system and dematerialization of UK Securities before in 1997 joining the Direct Custody and Clearing franchise with responsibility for the UK Market. His role was subsequently expanded to incorporate On Exchange services in EMEA before his promotion to Head of Direct Custody and Clearing Product Development in the region. In his current capacity, Jeff leads the Asset Servicing product management team, who are responsible for market and regulatory change, product innovation and expansion, platform transformation and developing client solutions for Citi’s 63 Direct Markets and Global Custody. Jeff has represented Citi on the Association for Financial Markets in Europe (AFME) Post Trade Board and been both Chair and Joint Chair of the AFME Trading, Clearing and Settlement Committee.

Paul has more than four decades of experience in the global securities industry. He started his career at the London Stock Exchange ('79-'88), leaving the UK as a young LSE executive. He joined the Australian Stock Exchange where he played a key role in ASX's market reforms, including the development of ASX's CHESS settlement system. Mr. Conn went on to pursue new commercial business opportunities for ASX. He joined Computershare in Sydney in '98, relocated to New York in 2001, becoming the President of Computershare's Global Capital Markets group in '06. Today he leads a global expert group responsible for (i) developing cross-border listing structures for public companies; (ii) leading strategic, policy and commercial analysis of, and advocacy for, various market reform and modernisation programmes; and (iii) promoting new business ideas and commercial opportunities, e.g. Computershare's strategic investment in London-based fintech, Proxymity.

Fabian Vandenreydt is a globally recognised expert in capital markets infrastructure and fintech innovation. With over 30 years of experience, he has held senior roles at Swift, Euroclear, ADGM, Capco, and Motive Partners, where he led large-scale post-trade transformation and ecosystem initiatives. Fabian is known for bridging incumbent and emerging financial ecosystems, driving standardisation, interoperability, and innovation. He has advised regulators, FMIs, fintechs, and global investors on the future of post-trade, including digital assets, ESG reporting, issuance and corporate action harmonisation. He currently serves as a senior advisor and non-executive director to multiple fintechs and infrastructure platforms, with a global network spanning Brussels, Abu Dhabi, New York, and Singapore.

Magnus is a Partner in Oliver Wyman’s Frankfurt Office. He leads Oliver Wyman’s teams working in Capital Markets across Europe and our teams working in Financial Infrastructure globally. Magnus is an expert on public and private capital markets, working with all market participants across the buy-side and sell-side as well as market infrastructures, asset servicers and capital markets data and software providers. Magnus is a frequent author of whitepapers in Capital Markets, including Future of Finance – a vision for UK Financial Services (2019); Future of Securities Services (2020); European Consolidated Tape – Caught on Tape (2022); Outlook for Asset Management – Time to Evolve (2022); European Capital Markets - the Capital Flywheel (2024); Outlook for Wholesale Banking – Extending Credit (2024); Annual Review for the Financial Infrastructure, Technology and Services Industry (2025)

Payments and Cash Management Business Lead

Treasury

Raouf Soussi works at BBVA, where he is in charge of payments strategy for companies. He has more than 20 years of varied experience in banking. He joined BBVA Group in 1993, participating in opening of BBVA subsidiary in Casablanca (Morocco), after, he held various positions in the IT Department (2002-2007), as Business Partner, Project Manager (2007-2011) and International Transaction Services in charge to develop global solutions for Corporate and Commercial Clients worldwide. He is a board member at European Payment Council (EPC) and at EBA Clearing. His main achievements are related to the global implementation of Electronic Banking Systems, in European Subsidiaries in Europe (France, Belgium and UK), the Global hub for corporates and Global payment solutions across the BBVA Group.

I’m the Chair and CEO of Kyriba, a global fintech company focused on liquidity performance and giving CFOs the power to connect, protect, forecast and optimise their liquidity. I’ve worked in the tech sector for more than 20 years, starting my career in the US before moving to Europe. Before joining Kyriba, I’ve worked for a number of tech companies on both sides of the Atlantic – including IBM, SAP, Salesforce and was the CEO of SUSE. I now live in the UK with my family and am proud to call the UK my home. I truly believe the UK has what it takes to become an international technology superpower and am thrilled to play a small part in helping to make that happen through my role as Non-Executive Director to the Board of the Department for Science, Innovation & Technology and membership of the Department for Business and Trade’s SME Digital Adoption Taskforce. I also serve on the Board of JPMorgan and Porsche AG and Mews Systems as part of my work with Notion Capital. Women in tech leadership roles remain few and far between – getting more women into tech is non-negotiable. I’m a passionate advocate for helping more women pursue STEM careers and an active mentor to women in business. We have a golden opportunity to be the generation of change and help dismantle the barriers many women face throughout their careers, but there’s a lot of work to be done! I founded Inner Wings with my husband, Darren, to help build confidence in children aged 6 to 12 through free programmes in primary schools. If we can improve children’s confidence, particularly girls, we open up a world of opportunities for them – the implication that has for closing the gender gap in STEM subjects and careers is clear.

.Charlotte Pardou joined SWIFT in 2013 to support the expansion of the Financial Crime compliance division of SWIFT. In 2016 Charlotte moved to the Business development division where she has been promoting SWIFT’s Financial Crime Compliance and Fraud initiatives, product suites and shared services across the European and African communities. She is now the Global Head of the Financial Crime Compliance & Fraud. Before joining SWIFT Charlotte worked in the service and pharmaceutical industries as Senior Consultant. Charlotte is based in SWIFT’s Head Quarters in La Hulpe, Belgium. She is fluent in French, Dutch and English. Charlotte holds a Teaching Degree in mathematics, a Master in Commercial Sciences from HEC Brussels and, a postgraduate degree in Human Resources Management from EHSAL

Lisa van Bussel brings over eight years of proven experience in designing innovative solutions and driving business development within the forensic technology sector for financial crime prevention. As Managing Director of cleversoft Forensics, she leads the development of advanced KYC, AML, and fraud detection solutions. Her deep expertise in regulatory compliance, data analysis, and financial crime risk management from key positions at BusinessForensics makes her the ideal leader for cutting-edge forensic technology solutions.

Aloysius spearheads PayNet’s anti-fraud strategy, which integrates technology, data, AI, and policy to combat online financial fraud and scams alongside the financial ecosystem. He is the lead architect of the National Fraud Portal (NFP) which serves as the central platform for Malaysia’s National Scam Response Centre (NSRC) for rapid fraud response and recovery efforts.

Romano Ramanti knows what it takes to fight fraud—not just react to it. As a fraud intelligence expert, he tracks criminal tactics, analyzes emerging threats, and fine-tunes defenses to keep customers protected. His work isn’t about chasing ghosts—it’s about understanding fraudsters’ playbooks before they even make their move.

Louise Taylor-Digby brings over 20 years of global experience in finance and technology. Working with banks, corporates, fintech's, governments and policymakers to tackle industry challenges and reshape the financial ecosystem for lasting impact. With a career spanning international banking and global market infrastructure, Louise brings experience in strategy and innovation, business development, regulation and risk management. Louise combines a decade of experience in Asia with a decade in Europe and North America, bringing diversity of thought and perspective. She joined Swift after a 15 year career in Banking and has since played a pivotal role in industry transformation including digital trade and sustainability. She holds industry roles with BAFT and as Vice Chair of the International Chamber of Commerce Commission on Banking. Since 2014, Louise has lived and worked in Asia.

Pavle Avramović is Head of the Market & Infrastructure Observatory at the Cambridge Centre for Alternative Finance (CCAF), University of Cambridge. Pavle leads research on digital finance and digital public infrastructure, examining the intersection of technology governance and financial regulation, with particular focus on digital identity systems, payments infrastructure, and data sharing frameworks. Prior to joining Cambridge, Pavle established the UK Financial Conduct Authority's first Emerging Technologies Research Hub, developing regulatory understanding of emerging technologies and their impact. He co-chaired the FCA Synthetic Data Expert Group and led horizon scanning work on cross-regulatory themes at the UK Digital Regulation Cooperation Forum, working with Ofcom, the Competition and Markets Authority, and the Information Commissioner's Office. Pavle's expertise spans the regulatory and technical dimensions of digital identity systems, with deep understanding of how these technologies impact KYC processes, compliance frameworks, and cross-border financial services. His research focuses on the policy considerations necessary for implementing digital infrastructure solutions across diverse regulatory environments and emerging economies. Pavle holds an MSc in Information Systems and Digital Innovation from the London School of Economics and has authored and contributed to over 25 publications on fintech regulation and digital infrastructure.

Julia McKenny commenced in the role of Chief Executive Officer of the International Securities Services Association on 16 June 2025. Julia has both a Bachelor of Education from Sydney University and a Bachelor of Laws from Newcastle University (Australia) and then went to the College of Law, Australia to complete her legal training, prior to being admitted as a Barrister and Solicitor of the Supreme Court in New South Wales. Julia's career in Securities Services began at JP Morgan in 2004, paving the way for impactful regional and global roles with Northern Trust, State Street, and Standard Chartered. After returning to London, Julia further expanded her expertise through leadership positions at TMF Group and Accenture and worked with the Prime Broking team at Morgan Stanley. Her career highlights include serving as General Legal Counsel, spearheading strategic advocacy initiatives, and ensuring regulatory compliance within complex international frameworks. Julia is also a well-regarded thought leader in the Securities Services industry, contributing regularly to Global Custodian and other leading publications.

Ciara has over 15 years’ experience in banking in both relationship management and financial crime roles, and over 7 years’ financial crime experience across customer due diligence, enhanced due diligence, AML policy and supporting capabilities. In her most recent role she has focused on delivering subject matter expertise through thought leadership content, including submissions to HM Treasury, webinars and international conferences, and the design of industry-leading certification content.

Alexandre Kech is the CEO of the Global Legal Entity Identifier Foundation. Prior to joining GLEIF, Alexandre Kech was Head Digital Securities at the SIX Digital Exchange. As a member of the Executive Board, Alex had full executive responsibility for the Digital Securities business vertical, including sales and relationship management, digital asset product and blockchain-based service development, business design and ecosystem expansion. Over the past 25 years, Alex has constructed a unique career combining finance at BNY Mellon, payments/securities infrastructure and standards at SWIFT, and blockchain and digital assets at Onchain Custodian (ONC) and most recently Citi Ventures. As co-founder and CEO of ONC, Alex led the Singapore and Shanghai-based team that built from scratch a custody and prime brokerage service for crypto and other digital assets. As Blockchain & Digital Asset director at Citi Ventures, he built a team to engage the European ecosystem on emerging use cases for blockchain technologies and digital assets. Alex is also involved in industry and standardization initiatives. As the convenor of the ISO TC 68 / SC8 / WG3 which produced the ISO 24165 Digital Token Identifier (DTI), he is a member of the DTI Foundation Product Advisory Committee. He also recently served as co-chair of the Global Digital Finance (gdf.io) custody working group. Alex earned a Bachelor’s degree in translation, and an Executive MBA from the Quantic School of Business and Technology while building Onchain Custodian — putting theory into practice in real-time.

Mari Fumagalli is the head of the asset servicing product team responsible for BNP Paribas’ asset servicing offer for both global and direct custody, covering CA, income, proxy voting, class action and tax. Mari is also responsible for the regulatory adaptation of our custody service offer, currently working on CSDR and SRDII. Mari previously held various position within product and operational teams in the UK, after joining BNP Paribas in 2001. Mari is the co-chair of the UK and Ireland CA National Market Practice Group and also the co-chair of the SMPG Corporate Actions Working Group.

Alessio Mottola is a seasoned executive in the post-trading sector, serving as CEO and General Manager at Euronext Securities Milan since March 2024. In his role, Alessio drives client satisfaction, regulatory initiatives, product expansion, and sales, ensuring the seamless delivery of services and spearheading the transformation into a European CSD. He is a member of the ECSDA Board of Directors, co-chair of the Corporate Events Group of AMI-SeCo, and co-lead of the T+1 Technical workstream on Corporate Events for the EU. Previously, Alessio was Director - Head of Operations at Euronext Securities Milan, where he successfully integrated operations within the Euronext network. He also served as Director - Head of Asset Services at Monte Titoli SpA, overseeing custody operations and representing the Italian post-trade community in T2S industry groups. Alessio's career began at Clearstream Banking, where he progressed from junior officer to leadership roles, with a focus on client-centric services. Alessio holds a Master's in Banking and Finance from the Luxembourg School of Finance and a Bachelor's in Law and Economics from Università di Bologna

Senior manager of Global Custody Service Division, Custody Service Dept., ICBC. She joined ICBC Custody Dept. in 2011. Currently she is responsible for operation team of cross-boarder custody products. She has more than 10 years of custody operation experience, including QFI, QDII.

Michael McPolin, Managing Director, Market Advocacy & Business Change, Broadridge Financial Solutions Michael has responsibility for Market Advocacy & Business Change within Broadridge Investor Communication Solutions which requires him to work with our clients, industry bodies, market infrastructures, regulators, to drive innovation, efficiency, harmonisation and interoperability in the investor communication world. He has over 28 years’ experience in the Securities Services industry having undertaken a number of senior roles across Product, Operations, and Business Management with HSBC Securities Services, before moving to JPMorgan Securities Services in 2011 roles included UK & Ireland Country Manager, Head of Global Custody Product Management, Global Head of Asset Servicing Product and Product Development, Senior Industry Consultant before joining Broadridge in November 2020. He has a BSc (Hons) degree in Financial Services and is an associate of the Chartered Institute of Bankers (ACIB).

Angie is responsible for capital markets strategy and business development for Chainlink Labs. She has over 30 years experience in driving strategic sales of trading solutions, DLT infrastructures and other mission-critical platforms into enterprise, SaaS and channel partner clients in the investment banking, FMI and central bank verticals.

Ljubov (L.A.) de Heering Leads product and market initiatives at Swift, with a focus on Corporate Actions, settlement efficiency, and FX. She brings deep expertise in post-trade infrastructure and data coordination, shaped by global experience. Her background spans asset servicing, derivatives, FX risk mitigation, and market practice reform, combining technical knowledge with business insight. L.A. brings a user-first perspective to developing practical, interoperable solutions that deliver value and support industry alignment.

Olivier Dazard is CSP deputy director at Swift and heading the ‘Customer and Providers Security and Resilience’ team. This team drives the evolution and support of the Customer and Partner Security Control Frameworks and the associated Independent Assessment Framework (IAF). Those frameworks are the heart of the Customer Security Program (CSP) and the Shared Infrastructure Program (SIP) at Swift. The CSP helps financial institutions ensure their defences against cyberattacks are up to date and effective. Before joining the CSP program in 2016, Olivier was a Lead IT internal auditor for over 10 years involved in many Swift internal and Partners certification engagements. During this period, Olivier was also leading the Service Bureau inspections program at SWIFT. Olivier has earlier been involved in many other IT functions during his 30+ years career at SWFT. Finally, Olivier holds a degree in Computing sciences from the University of Namur (Belgium) and is CISA certified

Julien Marçais is Group Corporate Functions CISO at BNP Paribas. He is managing cyber topics for Swift activities since October 2017. Since 2017, he is also Chair of the French Technical National User Group. He contributes to the global efforts driven by Swift to maintain an appropriate, risk driven framework to support the Swift CSP in the Customer Security Control Framework International Working Groups. Prior to that, he oversaw the IT deployment of Swift Solutions at BNP Paribas since 2014. He joined BNP Paribas in 2011 after a first assignment in AI fields post-graduation. Julien holds a Master in Artificial Intelligence from the University Paris Descartes.

Damien is a seasoned payment expert, having spent over 18 years in the domain working as a consultant, program manager and payments expert in several international banks and SWIFT. Currently Damien is the Head of Payments Industry Engagement for the Cash Management arm of BNP Paribas. Next to accompanying the Bank’s Product and IT divisions as a senior strategist, he is representing BNP Paribas in various working groups across the industry, pursuing his passion to achieve instant and frictionless international payments. Damien holds an MSc in Economics and is a regular speaker at corporate and industry conferences.

Stephen Lindsay joined SWIFT in 2007 and currently leads the Standards, Securities and Digital Assets (SSDA) team, which is responsible for developing and maintaining standards, services, and digital platform capabilities to meet evolving market and community needs. Prior to that, Stephen led the business stream evolving SWIFT’s strategic platform to enable instant and frictionless cross-border transactions. Stephen has a longstanding interest in industry standards and continues to lead the workstream migrating the Swift community to ISO 20022 for cross-border payments. Prior to joining SWIFT, Stephen spent 17 years as a technical architect and product manager for a financial software vendor, specializing in the design and implementation of payments and integration software for an international market.

Clare Rowley is the Head of Business Operations at the Global Legal Entity Identifier Foundation (GLEIF) where she plays a pivotal role in steering global strategy, fostering international partnerships, and advancing the worldwide adoption of the Global Legal Entity Identifier System. In this capacity, she leads GLEIF’s global business development initiatives and oversees strategic partner relationship management programs. Collaborating closely with the GLEIF CEO and key stakeholders worldwide, Ms. Rowley is instrumental in shaping the future of legal entity identification and enhancing transparency across global financial ecosystems. Bringing a wealth of experience from the public sector, Ms. Rowley previously served at the United States Federal Deposit Insurance Corporation (FDIC), where she led cutting-edge technology initiatives aimed at strengthening bank resolution frameworks. Ms. Rowley is a CFA® charter holder and holds a Master of Science in Predictive Analytics from Northwestern University. With a strong track record in data-driven decision-making and financial system modernization, she is a recognized leader in the intersection of regulatory technology, financial stability, and global standard-setting.

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Francois is Head of Payments Go-To-Market for EMEA at Swift, responsible for driving the rollout of the Swift’s payments strategy across the region. Francois has developed a deep expertise of the evolving global payments landscape, helping his customers to navigate an increasingly complex financial ecosystem and to drive innovation through strategic payments initiatives. Prior to his current role, Francois was involved in major payment market projects including the global adoption of ISO 20022 for payments, the European payments infrastructure renewal and the deployment of instant payment solutions. Francois joined SWIFT in 2016. Prior to joining Swift, he held various finance & treasury roles in the telecom industry as well as being a senior Auditor at PwC. He holds a Certificate in Corporate Treasury from the UK Association of Corporate Treasurers and a Master in Business and Economics from the Solvay Brussels School of Economics and Management.

Juan Elias is the Director of Field Solution Architects for Latin America at Swift. In this role, Juan Elias leads a team that design technology solutions for the business challenges of our customers, while we advise them on the connectivity, resilience and security aspects to leverage the Swift Platform, in close collaboration with our Digital Enablers across various communities for Swift's customers, including banks and corporates. His team empowers businesses worldwide through innovative, secure, and resilient technology solutions that drive digital transformation and unlock value of Swift. Juan Elias is a seasoned Solution Architect professional with over thirty-one years of experience with in-depth knowledge in IT-related services constructing and fulfilling technology solutions. He is well-versed in industry-standard security protocols.

Field Solution Architect working for Swift and based out of Madrid

Monika Komar, Data and Analytics Product Owner at Swift, is responsible for Efficiency and Frictionless use cases built on transaction data. Her work enables Swift customers to evaluate the performance of their cross-border payments and make data-driven strategic decisions to improve efficiency. She is passionate about the power of data and the value it brings when transformed into meaningful, actionable insights. With a strong focus on customer collaboration, she enjoys working closely with clients—co-ideating, testing, and refining solutions that address real-world challenges. Her goal is to ensure that data not only informs but empowers users to act with confidence.

Stephen Grainger, Global Head of Data & Services, Swift Stephen is responsible for Swift’s portfolio of value-added services, with a focus on unlocking the value of data for the broad benefit of the community. He re-joined Swift in 2023 as the CEO for the Americas and UK region, overseeing the Global Key Client segment and supporting customers transform the cross-border payments experience for their end clients, and working with securities players to improve the efficiency of post-trade processing. Prior to this, Stephen held the position of Executive Vice President at Mastercard, leading the development and commercialisation of its global Cross-Border Services business. His career spans more than 20 years, with previous roles at Goldman Sachs, Bank of America Merrill Lynch and Citi. Stephen has a Masters degree in Economics from the University of East Anglia.

Francois Ionesco is the Global Head of Institutional Sales for HSBC’s Global Payments Solutions (GPS) business. In this role, he is responsible for leading the CIB Institutional Sales teams for GPS across all regions to position HSBC as an industry leader in this area. Francois and his team have been instrumental in building a strong sales force and driving robust business momentum across Banks, Paytechs, Insurances, Sponsors, Sovereign Wealth Funds, Asset Managers, Public Sector. Francois has been with HSBC since 2005, he has held various leadership roles focused on Transaction Banking for Institutional Clients. He brings a wealth of experience and deep understanding of the global payments and cash management.

Robert joined Swift in 2001 and is currently responsible for go to market activities within business development. He leads groups of domain experts specialized in securities, trade, corporates and financial crime compliance. This involves bringing new solutions to market, executing global market strategies and supporting the overall goals of the financial ecosystem. He also helps driving partnerships with financial institutions, corporates, software and platform providers and industry bodies on various initiatives to ensure frictionless transactions for the industry. In his previous roles, Robert had a number of leadership positions in business development focusing on the EMEA region. Prio to working at Swift, Robert worked as a Senior Consultant at CSC focusing on process automation in the Securities Service business and had several roles at Dresdner Bank within Custody Services.

Alfons Rensmann is a Managing Director in Capital Markets consulting, guiding leading financial institutions through transformative change. With deep expertise across exchanges, clearing, and post-trade, he helps clients modernize operations, harness technology, and adapt to regulation—shaping resilient, future-proof businesses in an evolving market landscape.

Gabino Roche, Jr. is the CEO and Founder of Saphyre, a leading AI-powered fintech platform & company, revolutionizing pre and post-trade operations for the world’s largest financial institutions. Under his vision, Saphyre has partnered with top-tier asset managers, broker-dealers, and custodians to eliminate manual processes, streamline compliance, and bring efficiency, transparency, & innovation to security services and global capital markets. Gabino brings more than 20 years of experience building innovative products for Fortune 500 companies. Prior to founding Saphyre, he was Managing Director at the New York Stock Exchange (NYSE), where he led application development initiatives to modernize FIX trading. As Senior Vice President at J.P. Morgan, he worked in custody technology and operations and revamped the Corporate & Investment Bank’s KYC/AML and onboarding operational processes to improve risk management and compliance. Earlier in his career, Gabino was a member of McKinsey & Company, where he learned how to build software products fast to market and achieve maximum adoption. He later became Head of Product at Clarient Global, a FinTech startup consortium comprised of J.P. Morgan, Goldman Sachs, State Street, Credit Suisse, Barclays, and DTCC. Where he helped deliver a KYC utility for the industry and aided in the acquisition by Thompson Reuters. As an entrepreneur and innovator, Gabino continues to drive the industry forward, establishing Saphyre as the trusted partner and first choice for institutions seeking speed-to-market, reduced operational risk, and faster trade settlement.

Baanu Ratneswaran Head, Enterprise Innovation at TD Invent Baanu is a global innovation executive known for delivering best-in-class inclusive experiences that exceed customers' evolving expectations. She currently leads the TD Invent Enterprise Innovation Centre of Excellence at TD, where she oversees a team that explores emerging markets and capabilities that are adjacent to the Bank's current business, including short and midterm disruptors like extended reality, generative artificial intelligence, and moonshots like decentralized finance (as part of Web3) and beyond. In support of the Bank’s forward-focused strategy, Baanu developed, launched, and scaled the Innovation Framework; a structured and repeatable process to develop innovation opportunities across the Bank. Her team’s successes include the award-winning MyTD experience, which uses artificial intelligence to deliver more personalized, contextual advice and information to customers in the TD app; scaling up the TD Accessibility Adapter, a browser extension that gives accommodation controls back to the user; and immersive experiences that leverage emerging technologies to deliver the next level of interactive engagement aimed at customers and new colleagues. Prior to this role, Baanu led a large team through a transformational journey which included the modernizing of TD's payments platform and developing the Bank’s strategic partnerships framework. With over 15 years of experience in the banking industry, Baanu has a significant track record in innovation, product management, capital markets sales and trading, commercial credit, and strategy. She prides herself on building and leading teams that put customers at the centre of everything they do. She has an MBA from Queen's School of Business and a Bachelor of Applied Science Honours degree in Computer Engineering from the University of Waterloo. When she’s not building the future of banking, Baanu is enriching the lives of her two little girls which led to her not-for-profit passion as the Chief Curiosity Officer at Dads for Daughters in STEM.

Bohani Hlungwane is the Interim Managing Executive for Transactional Banking at Absa Group’s Corporate and Investment Bank, where he manages a business cluster comprising of Payments & Cash Management, Trade & Working Capital, and Custody & Trustees. He was previously Group Head of Cash Management, and before then was Group Head of Trade & Working Capital. He has also previously worked in Hong Kong (for a global bank) for 6 years and covered Europe, the Americas and MENA as part of a Global Product Team. He is a senior global banker, thought leader on Africa Trade, Trade, speaker on the African Continental Free Trade Area (AfCFTA), and business leader with over 20 years experience in banking across geographies. He is a member of the B20 Task Force on Trade & Investment. His expertise spans across trade finance, working capital, corporate banking, business development, business management, business strategy, operations management, transactional banking, and deal structuring. Bohani holds a Senior Executive Leadership Program certificate from Stanford University Graduate School of Business, an MBA in Strategy & Finance from The University of Pretoria's Gordon Institute of Business Science (GIBS) and a Bachelor of Commerce Honours in Financial & Monetary Economics from the University of Johannesburg, South Africa.

Sid Nadella | Director, Financial Services Market Leader, Capital Markets Sid Nadella leads the Financial Services - Capital Markets practice in the Global Strategic Industries team at Google Cloud. In this role he helps global Capital Markets clients transform, innovate and scale their business leveraging the technological prowess of Google. Sid brings 20+ years of capital markets expertise, creating and scaling groundbreaking products and businesses. His professional journey began and predominantly unfolded at Goldman Sachs, where he served as a front office strat and trader. His role there involved spearheading projects that created pioneering products in a dynamic and regulatory intensive environment, offering him a distinct insight into the fusion of technology and innovation within a highly regulated industry. Later, he took on leadership roles at Symphony Communications and LiquidNet. Sid is available for customer engagements across all Capital Market segments, including buy-side (hedge funds, asset managers), sell-side (investment banking), exchanges, and ecosystem providers. He possesses deep expertise in quantitative research, trading, analytics, trade surveillance and compliance, trade ledgers, clearing and settlement systems, and AI/GenAI. Sid has a strong track record of cross-functional collaboration and is available for internal and external events with customers, partners, analysts, and ISVs.

Since joining ICBC in 2019, Wei Siqi has accumulated extensive expertise in both cross-border payment clearing and Exception & Investigation (E&I) processes. In recent years, she has been leading ICBC's ISO 20022 migration of E&I messages, successfully implementing several message types such as camt.056, camt.029, camt.105, and camt.106. Notably, over the past two years, Ms. Wei has driven the implementation of Case Management 2.0 within the organization. In the meantime, she has been actively exploring AI applications in E&I workflows. As project lead, she pioneered machine learning models for automated content recognition in E&I messages and leveraged large language models (LLMs) to establish a fully automated Chinese-English translation framework. These innovations have substantially improved both the accuracy and operational efficiency of ICBC's E&I processes. Ms Wei obtained her master’s degree in economics from Central University of Finance and Economics, one of the top finance and economics universities in China.

TBA

Thomas Dugauquier is leading Swift’s product definition for Digital Assets. Prior to this role, he has been performing various positions at Swift in product definition supporting notably the ISO20022 adoption and Swift solutions for Market Infrastructures. He also recently held the position of Chief of staff and helped coordinating the definition of the instant and frictionless strategy laid out by Swift’s executives.

To be requested

To be added

TBA

Kirsten is globally responsible for Data Services and AI Solutions within Deutsche Bank’s Corporate Bank. She began her career at Deutsche Bank as a Credit Risk Manager, before joining A.T. Kearney, where she became a Principal and a member of the Central European Financial Institutions Leadership Team. Upon returning to Deutsche Bank, Kirsten held several national and international leadership roles, including CFO for Wealth Management Germany & Global Products, Data Tribe Domain Lead for the International Private Bank and Global Head of Data Science for the Private Bank. She holds a Diploma in Mathematics from RWTH Aachen and a PhD in Mathematics from the Massachusetts Institute of Technology (MIT).

Frédéric Lebeau has relevant experience as a consultant in full-stack development and cyber security mainly in the Financial Industry. Frederic became the head of IT Innovation for BNP Paribas Fortis and Degroof Petercam being in charge of the banks’ whole tech Innovation strategy and development. Frédéric has been directly involved in the transformation of banks, with a special focus on DevOps, Security and APIs until he became the co-founder of Datavillage.

TBD

Rachel joined Swift in 2019 and is currently the Head of AI. Rachel‘s team is responsible for accelerating and de-risking the adoption of AI at Swift, with the aim of leveraging the technology to deliver increased productivity in the company’s ways of working, drive engagement with customers, and generate powerful insights to drive the company’s strategy. Rachel is also responsible for enabling AI across the company, which includes increasing AI knowledge via education, creating AI ready processes, and defining the best fit tooling for the enterprise. Prior to this role, Rachel was the Head of Innovation Engineering at Swift, with previous experience at CLS, the world leader in FX settlement solutions. Rachel holds an MA Hons in Economics from the University of Edinburgh, Scotland. Rachel was named in the Innovate Finance 2022 Women in Fintech Powerlist within the Professional and Financial Services Category, and has been featured in a number of publications such as the FinTech Times.

Daniel Stanton is a Managing Director and Global Head of Transactional FX, Cross Border RTP and Clearing Product Management within the Global Payment Solutions organization. Daniel leads a team of global product professionals who oversee the day to day management of the Transactional FX, Cross Border RTP and Clearing product suites; including the development and execution of the global product growth strategy, investment governance, PnL Mgmt, key product focus areas and business risk mgmt. Daniel works in close collaboration with global core product and sales partners to promote payment and receipt capabilities, establish the marketing/commercialization approach, pursue and deepen client relationships and assist with driving innovation along with technology to provide cutting edge capabilities to BofA’s clients. A strong advocate for communities of color, Daniel also participates within the EEIC- Diversity and Inclusion Council focused on developing a strategy to increase opportunities for POC talent within GPS. Daniel also established and serves as the Executive Sponsor for the Black Executive Leadership Council (BELC) for Northern & Central California focused on responsible growth/business integration, community engagement/Brand Awareness and growing/supporting diverse talent, in addition to being the Executive Sponsor for the Black Professionals Group (BPG) for Northern California. Daniel also serves as a board member at New Door Ventures in San Francisco focused on workforce development of the youth in the bay area, and as a board member of The Unity Council out of Oakland, California focused on community development. Joining the firm in 2003 Daniel started his career as a part-time phone agent within the Consumer Bank. Following this role Daniel navigated his way through the firm taking on roles in GT&O as a Dedicated Service Director for a short time and as an Operations Project Mgr for Global Foreign Exchange. In 2012 Daniel took on the role as a channel product manager within CashPro helping to develop the core suite of award-winning payment solutions for our treasury clients before taking on his current role within Transactional FX Product Mgmt.

Head of Transaction Banking Europe

Payments and Cash Management Business Lead

Head of Global Remittance

Alexandra Johnson is the Chief Payment Office at Nium. Prior to joining Nium she was Director and Head of New Product Development & Innovation in Global Transaction Services (GTS) at Bank of America. In this role, Alex led a team responsible for exploring new technologies and concepts that will drive greater efficiencies, security, and advancement of treasury solutions. Before joining the bank in late 2022, Alex worked at JP Morgan as the Global Head of Go-to-Market, Commercialization and Partnerships for Foreign Exchange Product, where she established a product design and go-to-market function , oversaw pricing and revenue management, and drove the strategy and development for multiple market-leading cross currency solutions. Previously, she was Director of Network Implementation and Strategy at Hyperwallet, a member of the PayPal group of companies, where she handled the onboarding and implementation of the global correspondent network, led the prepaid card offering, and managed global payment operations. Earlier, she worked in the Business Transformation Office and as manager of the Upscale Brand Initiatives team for Choice Hotels International. Alex began her career as an Economic Strategy consultant for Kellogg Consulting Group in Washington, DC. Alex is on the board of Bottomless Closet, a non-profit supporting disadvantaged NYC-based women in entering the workforce and achieving success. Alex has dual Bachelor of Arts degrees from Michigan State University and a Master of Business Administration from the George Washington University.