Instant, frictionless payments
From strong foundations come bold innovations
We’re building on the strength of SWIFT gpi, which revolutionised cross-border payments, and going even further. To continue to help financial institutions meet their challenges today and tomorrow, we’re expanding our capabilities beyond financial messaging to provide a platform for comprehensive transaction management services.
Our enhanced platform harnesses a transaction manager to put the business transaction at the centre. This ensures complete, up-to-date data is available to all transaction participants, and unlocks the potential for value-added services to be leveraged by all participants in the transaction.
Transaction integrity and data enrichment
Structured and unaltered rich data across the entire transaction. The ISO 20022 data model supports format interoperability (MT, MX, API) and enables powerful analytics.
Interoperability
Different communication channels and message formats are supported, meaning that actors in the transaction can, independently of each other, choose the communication channel and format they want to use.
Mutualised central services
Business orchestration of integrated shared services (including compliance checks, fraud prevention and case management) enabling instant processing and cost efficiency.
Multilateral business service levels
Deliver best-in-class customer experience to existing and new customer segments (e.g. consumers and SMEs).
Pre-validation
Full predictability removes processing breaks and provides up-front transparency at payment initiation ensuring greater straight-through processing.

SWIFT platform evolution: Connectivity guidance
Log in to mySWIFT to download the SWIFT platform evolution: Connectivity guidance info paper to find out more about our platform approach, what it means for you and the options you have to connect.