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Instant, frictionless payments

From strong foundations come bold innovations

We’re building on the strength of SWIFT gpi, which revolutionised cross-border payments, and going even further. To continue to help financial institutions meet their challenges today and tomorrow, we’re expanding our capabilities beyond financial messaging to provide a platform for comprehensive transaction management services. 

Our enhanced platform harnesses a transaction manager to put the business transaction at the centre. This ensures complete, up-to-date data is available to all transaction participants, and unlocks the potential for value-added services to be leveraged by all participants in the transaction.

Payments flow
Prepare your implementation
Read more

Access all the key resources and documentation you need to prepare for the go live of the new SWIFT platform in November 2022.

Transaction integrity and data enrichment

Structured and unaltered rich data across the entire transaction. The ISO 20022 data model supports format interoperability (MT, MX, API) and enables powerful analytics.


Different communication channels and message formats are supported, meaning that actors in the transaction can, independently of each other, choose the communication channel and format they want to use.

Mutualised central services

Business orchestration of integrated shared services (including compliance checks, fraud prevention and case management) enabling instant processing and cost efficiency.

Multilateral business service levels

Deliver best-in-class customer experience to existing and new customer segments (e.g. consumers and SMEs).


Full predictability removes processing breaks and provides up-front transparency at payment initiation ensuring greater straight-through processing.

Simple rule configuration management

SWIFT platform evolution: Connectivity guidance

Log in to mySWIFT to download the SWIFT platform evolution: Connectivity guidance info paper to find out more about our platform approach, what it means for you and the options you have to connect.

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