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Predictable, fast and easy low-value cross-border payments

Whether it’s a small business paying suppliers overseas, or an individual sending money to friends and family internationally, customers expect a payments experience that is transparent, fast and seamless.

SWIFT Go is a transformative new service that delivers exactly that. With SWIFT Go, financial institutions can enable their SME and retail customers to send predictable, fast, highly secure, and competitively priced low-value cross-border payments anywhere in the world, direct from their bank accounts.

SWIFT Go
SWIFT Go
1 min view

Predictable, fast and easy low-value cross-border payments

Why use SWIFT Go?

Deliver outstanding customer experience

Delight your SME and consumer customers with a fast and predictable service for moving their payments. 

Remain competitive in high-growth market

Leverage the SWIFT network to deliver a compelling value-proposition in high-growth payments segments. 

Be a leader in payments

Harness the power of frictionless low-value payments as a key enabler of your innovation strategy.

[Ebook] 6 ways to reduce cross-border payments friction

Download this ebook to learn how financial institutions can deliver a better payments experience.

SWIFT Go is part of our vision to enable anybody, anywhere, to send money instantly and securely around the world.

Stephen Gilderdale, Chief Product Officer, SWIFT

Meet your SME & consumer needs

SWIFT Go was developed in close collaboration with the global SWIFT community to meet the needs of small businesses and consumers when sending money across borders:

  • Predictability: Payment amount, time, fees and FX rate (if applicable) are known in advance, and senders and receivers can track the payment’s status in real time.
  • Speed: Tighter service levels between banks increase speed, a single payment format increases straight-through processing (STP), and pre-validation removes frictions that cause delays.
  • Easy to use: A simple and streamlined user experience, with data requirements known upfront. Strict network validation provides for easy initiation and processing of SWIFT Go payments.
  • Competitive prices: SWIFT Go provides a framework for competitively priced low-value payments with a payment amount threshold, processing fees agreed upfront, and increased STP.
  • Security: Payments are underpinned by the strong security of the SWIFT network.

Testimonials

The first banks have now gone live with SWIFT Go. Click below to view the current list of participants and early adopters.

SWIFT Go testimonial: BNY Mellon
Testimonial
4 min view

SWIFT Go testimonial - BNY Mellon

SWIFT Go testimonial: BNY Mellon
Testimonial
2 min view

SWIFT Go testimonial - BBVA

SWIFT Go testimonial - Société Générale
Testimonial
2 min view

SWIFT Go testimonial - Société Générale

Dr Jie Xu
We encourage more peer banks to join SWIFT Go to expand and continue building this network for future cross-border payments.
Dr. Xu Jie Deputy General Manager of Transaction Banking Department at China Minsheng Bank and Vice-Chairman of the China International Chamber of Commerce (ICC China) Banking Committee
Marc Recker
We are excited to go live with SWIFT Go and to offer our customers a bespoke service that will radically improve the way they make low-value transactions across borders
Marc Recker Global Head Institutional Cash Solutions Product, Deutsche Bank
Shirish Wadivkar
We are excited to be part of SWIFT Go, which supports our strategy to deliver better and differentiated payment experiences.
Shirish Wadivkar Managing Director, Global Head, Correspondent Banking Products, Standard Chartered Bank
 George Doolittle
SWIFT Go leverages the strength of SWIFT gpi with a stricter multilateral service level and central reporting engine, vastly improving the end-to-end client experience.
George Doolittle EVP-Head of Global Payments, Corporate & Investment Banking, Wells Fargo

More on this product

ebook

[Ebook] 6 ways to reduce cross-border payments friction

Download this ebook to learn how financial institutions can deliver a better payments experience.

SWIFT Go momentum builds as over 100 banks sign up
14 October 2021 | 4 min read

SWIFT Go momentum builds as over 100 banks sign up

China Minsheng Bank, Deutsche Bank and JPMorgan Chase are the latest to go live on SWIFT...
SWIFT at Sibos: Making low value payments fast, trackable and transparent with SWIFT Go
Sibos
23 min view

SWIFT at Sibos: Making low value payments fast, trackable and transparent with SWIFT Go

How to get started

Get in touch with your SWIFT Relationship Manager

SWIFT Go is available to all SWIFT gpi members. To learn how you can get started delivering predictable, fast and easy low-value cross-border payments, contact your SWIFT Relationship Manager or a sales representative in your region.

Ready to get started with SWIFT Go

SWIFT Go is available to all SWIFT gpi and non-gpi members. After following step 1, to get started (whether gpi or non-gpi), we will take you to a dedicated page with all necessary information documented in the Getting Started Guide, Journey steps, learning and knowledge resources to help you through the journey step by step.

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