In response to demands from its clients, SWIFT, in partnership with the banking community, developed a multi-bank personal digital identity solution. The solution, usable on the SWIFT network but also on proprietary networks or the internet, allows corporates to sign financial messages and files sent to their banks, using a single signing device. It also offers banks a cost-effective way to implement secure authentication on electronic banking services by using a shared, reliable and trusted Public Key Infrastructure (PKI).