Bringing payment confirmations to the whole Swift community
Since the 22 November 2020, every MT 103 sent on the Swift network contains the final confirmation on its outcome.
That means that every eligible institution will need to be able to update the Tracker when a payment has been credited to the end beneficiary, rejected or transferred outside of the Swift network.
To help you on this journey, we have a number of automated and manual ways you can confirm your payments.
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Join us to find out more about the ways you can confirm payments, including our free Basic Tracker tool and our automated channels, and what you need to do to get started.
The ways to confirm
We have a number of user friendly automated and manual ways for you to confirm your payments.
Already a SWIFT gpi member?
Is your institution already a SWIFT gpi customer? Find out what you need to do to meet the new mandate.
Frequently asked questions
Have questions about Universal Confirmations? Find out all you need to know and browse useful resources.
5 ways to confirm
The Basic Tracker
Designed to support customers handling limited cross-border payments volumes, our free Basic Tracker allows you to manually track, search and confirm payments.
MT 199 confirmations
Confirm payments by sending an interbank payment message (MT 199) to a dedicated Tracker BIC through your existing Swift interface.
Using API calls to confirm payments is a fast and efficient way to update the Tracker. You can use the gpi connector to update the Tracker using the unique tracking code of the transaction.
From 2022, with the support of Swift and other key market infrastructures, the global banking community will be moving to a new messaging standard for payments: ISO 20022.
Our new CSV format (Comma Separated Values) can now be used to implement Universal Confirmations. Batch confirmations allow you to reduce the implementation effort to a simple end-of-day export file from your payment application.
Upcoming and past webinars
Latest news on Universal confirmation
Universal confirmations – all you need to know
Confirmations of credit are coming to all Swift customer payments
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