ACI Worldwide, the Universal Payments company, powers electronic payments and banking for more than 5,000 financial institutions, retailers, billers and processors around the world. ACI software processes $13 trillion in payments and securities transactions for more than 250 of the leading global retailers, and 21 of the world’s 25 largest banks. ACI Money Transfer System™ streamlines internal operations to allow a financial institution to improve efficiency and focus on new business initiatives. As a provider of mission-critical software to the financial community and a partner of SWIFT, ACI Worldwide continuously expands its SWIFT-related offerings to meet the evolving needs of financial institutions. Money Transfer System provides financial institutions around the world with a consolidated solution for internal and external message switching, based in MT or MX/ISO 20022 formats. Incorporating a state-of-the-art, web-based user interface, Money Transfer System simplifies the complexity of the MX message structures.