ACI Worldwide is helping define and drive real-time payments schemes around the world. UP Real-Time Payments makes up a part of the U.K Faster Payments infrastructure and supports over half of the U.K. direct members. In addition, the solution is used by an unmatched customer base of institutions and PSPs to access Singapore FAST and the upcoming U.S., Malaysia, Australia, and pan-Europe schemes. Pre-packaged flexible cloud service offerings for The Clearing House Real-time Payments System and Zelle networks enable institutions to quicken time to market, reduce risk and lower the cost of real-time operations. ACI has been partnered with SWIFT for over 30 years and was the first SWIFT gpi certified solution in the market. ACI won ‘Best use of emerging or innovative technology’ at the MEFTECH awards for its SWIFT gpi launch of National Bank of Kuwait.