Mr Melvyn Low is an industry veteran with more than 26 years of experience and has held senior positions in sales and product management, cash management, trade, and securities services in regional and global banks. Mr Low also served as Director of the Singapore Clearing House Association from 2010 to 2013, where he was a key contributor to the launch of Fast and Secure Transfers, or FAST, platform.

In conjunction with the National University of Singapore (NUS) Business School, he developed the world's first full-credit course on transaction banking for undergraduates in 2012.  As a member of the corporate banking workgroup of the Institute of Banking and Finance (IBF), he launched the IBF certification for transaction banking in 2019.

Mr Low is an IBF Distinguished Fellow and holds a Master of Business Administration from the University of British Columbia, Canada.